Treasury Prime
Treasury Prime provides embedded banking infrastructure for fintechs and banks through a unified API, with API and web access.
What Treasury Prime is
Treasury Prime provides embedded banking infrastructure for fintechs and banks through a unified API, with API and web access. Its network includes more than 20 partner banks, allowing customers to open FDIC-insured deposit accounts through a bank partner. Payment functions include ACH, wires, bill pay, checks, remote deposit capture and network transfers. Businesses can create branded card programs with virtual and physical cards, digital wallets and card controls. Developer resources include REST APIs, public documentation and a sandbox. Listed integrations cover KYC and monitoring providers such as Alloy, Middesk, Sardine and Unit21, while the FAQ also names Marqeta and Plaid. Treasury Prime lists embedded accounts, card issuing, KYC/AML tools and a ledger. It says it is SOC 2 Type II certified and PCI compliant, and that customers retain full access to their data. Pricing is usage-based and discussed with the team. The company was founded in 2017 in San Francisco.
Good
- Connects customers with more than 20 partner banks
- Supports FDIC-insured deposit accounts
- Offers virtual and physical card programs
- Includes REST APIs and a testing sandbox
- Customers retain access to their data
Watch out
- Pricing and contract terms are on request
- Fintechs must build their own compliance programs
- International applicants need bank-partner approval
- Paid usage-based model
Who it suits
It suits fintechs and banks building embedded accounts, payments or branded card products. Applicants outside the United States may require bank-partner approval.
Verdict
Treasury Prime combines partner-bank access, account services, payments, cards and developer tooling. Teams should confirm regional eligibility and define their compliance responsibilities before proceeding.
Plans and prices
From Treasury Prime's own pricing page, checked 9 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Usage-based pricing | Priced on request | Pricing and contract terms are discussed with the team · Usage-based; customers pay when they use the API. |
The facts
Each one read from Treasury Prime's own pages, with the date it was checked.
What it does
- Accounts
- Customers can use the platform to open FDIC-insured deposit accounts through a bank partner.checked 9 Oct 2026
- Bank network
- The platform connects customers to a network of more than 20 partner banks.checked 9 Oct 2026
- Cards
- The platform supports branded card programs with virtual and physical cards, digital wallets, and card controls.checked 9 Oct 2026
- Compliance responsibilities
- Treasury Prime provides compliance tools, resources, and expertise, while fintechs build their own compliance programs.checked 9 Oct 2026
- Customer data
- Treasury Prime says customers retain full access to their customer data.checked 9 Oct 2026
- Developer tools
- Treasury Prime offers REST APIs, a public developer documentation site, and a sandbox for testing.checked 9 Oct 2026
- Integrations
- Treasury Prime lists prebuilt integrations with KYC and monitoring providers including Alloy, Middesk, Sardine, and Unit21.checked 9 Oct 2026
- Other integrations
- The company’s FAQ lists integrations with Alloy, Marqeta, Middesk, and Plaid.checked 9 Oct 2026
- Payments
- The platform supports payment capabilities including ACH, wires, bill pay, checks, remote deposit capture, and network transfers.checked 9 Oct 2026
- Product
- Treasury Prime provides embedded banking infrastructure that connects fintechs and banks through a unified API.checked 9 Oct 2026
- Security
- Treasury Prime says it is SOC 2 Type II certified and PCI compliant.checked 9 Oct 2026
- Support
- The company says its team provides hands-on support and expertise to help customers execute and launch their products.checked 9 Oct 2026
The company
- Company
- Treasury Prime says it was founded in 2017 by Chris Dean and Jim Brusstar.checked 9 Oct 2026
- Founded
- 2017checked 28 Sep 2026
- Headquarters
- A Treasury Prime newsroom release datelined San Francisco identifies the company with San Francisco.checked 9 Oct 2026
Alternatives to Treasury Prime
- 1
Stripe Treasury
Free planAndroidiOSWebAPI7.9$0.50 one-time - 2
Swan Cards
Free planAndroidiOSWebAPI7.9From €900 a month - 3
Modulr
AndroidiOSWebAPI7.2From £16.25 a month - 4
Mbanq Cloud
AndroidiOSWebAPI6.9 - 5
Railsr
Free planWebAPI6.8Free plan - 6
Rapyd
AndroidiOSWebAPI6.8From $99 a month