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Transact Payment Plans

C
C tier on Tuition Management SoftwareScore 6.2 · #7 of 26
Android app
Not listed
Free plan
No
Runs on
Web
transactcampus.com
The Transact Payment Plans homepage
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Summary

Transact Payment Plans lets students spread tuition and fee payments across monthly installments, with plans that may also cover housing and meals. Payment methods can include ACH, debit or credit cards, international payments, and 529 plans, but each school determines which options are offered. Students can arrange automatic payments and reminders. They may invite authorized payers, who get their own login to view balances and save a preferred payment method, or allow guests to pay with the student's ID number and last name without viewing balances. Portal access, enrollment steps, available plans, and payment methods depend on the school's setup; some students must first sign in through a school portal. The support article lists a non-refundable $35 enrollment fee that may vary by school, and other fees may apply where permitted. Payment due dates cannot be changed. During enrollment, Transact provides an equivalent APR based on factors including payment count, term, and amount financed. Pricing is on request.

Who it is for

This service may suit students who want to divide tuition, housing, or meal costs into installments, as well as authorized payers handling payments. Availability and options depend on the student's school.

What is good

  • Installments can cover tuition, housing, and meals.
  • Automatic payments and reminders are available.
  • Authorized payers can view balances with their own login.
  • Guests can pay without viewing account balances.

What to know first

  • Plans and payment methods depend on school setup.
  • The listed $35 enrollment fee is non-refundable.
  • Payment due dates cannot be changed.
  • Pricing is on request.

Verdict

Transact Payment Plans offers installment payments with several payer and payment-method options, but the school controls access and availability. Review the enrollment fee and payment schedule before signing up.

Compared on tuition management software

Fee coverage
tuition_and_feestransactcampus.com
Recurring billing
Yestransactcampus.com
Autopay
Yestransactcampus.com
Payment plans
Yestransactcampus.com
Financial aid workflows
Yestransactcampus.com

Facts

Purpose
The service lets students pay tuition and fees in monthly installments.transactcampus.com · 4 Oct 2026
Covered costs
Payment plans can spread payments for tuition, housing, and meals.transactcampus.com · 4 Oct 2026
Payments
Payment options include ACH, debit and credit cards, international payments, 529 plans, and other alternatives, with options varying by school.transactcampus.com · 4 Oct 2026
Autopay and reminders
Students can set up automatic payments and reminders.transactcampus.com · 4 Oct 2026
Payers
Students can invite authorized payers who can view account balances and store a preferred payment method, or guests who can pay using the student's ID number and last name.transactcampus.com · 4 Oct 2026
School configuration
Access to the Transact portal and available payment plans depend on the school's setup.studentsupport.transactcampus.com · 4 Oct 2026
Enrollment fee
The support article states an enrollment fee of $35, which may vary by school, and says the fee is non-refundable.studentsupport.transactcampus.com · 4 Oct 2026
Due dates
The support article says payment due dates cannot be changed.studentsupport.transactcampus.com · 4 Oct 2026
Integration
The vendor says its higher education payment solutions integrate with Ellucian Banner SaaS, Colleague SaaS, Workday, Oracle Cloud, and other systems.illumiatech.com · 4 Oct 2026
Compliance
The vendor says its integrated payments workflows maintain PCI compliance and accessibility standards.illumiatech.com · 4 Oct 2026
Support
Students with enrollment or payment issues can contact student support via chat, available Monday through Friday from 8 a.m. to 5:30 p.m. ET.studentsupport.transactcampus.com · 4 Oct 2026
Audience
The vendor presents the payment plan as part of its higher education campus payment solutions.illumiatech.com · 4 Oct 2026
Maker background
Transact was founded in 1984 and lists its headquarters in Scottsdale, Arizona.transactcampus.com · 4 Oct 2026
Eligible expenses
Plans can spread payments for tuition, housing, and meals.transactcampus.com · 5 Oct 2026
Payment options
Options include ACH, debit and credit cards, international payments, 529 plans, and other alternatives, depending on the school.transactcampus.com · 5 Oct 2026
Automatic payments
Students can set up automatic payments and reminders.transactcampus.com · 5 Oct 2026
Authorized payers
Invited authorized payers receive their own login and can view account balances and save a preferred payment method.transactcampus.com · 5 Oct 2026
Guest payments
Guests can make payments using a student ID and last name, without seeing account balances.transactcampus.com · 5 Oct 2026
Fees
An enrollment fee applies, and other fees may apply where permitted; the school determines the fee.transactcampus.com · 5 Oct 2026
Plan availability
Available plans and payment options are presented during enrollment, and availability may be limited by state law and school requirements.transactcampus.com · 5 Oct 2026
APR disclosure
Transact provides an equivalent APR during enrollment based on factors including payment count, term, and amount financed.transactcampus.com · 5 Oct 2026
Institution setup
Portal access and enrollment steps depend on the school's setup, and some students must first sign in through their school portal.studentsupport.transactcampus.com · 5 Oct 2026
Payment due dates
The support instructions state that payment due dates cannot be changed.studentsupport.transactcampus.com · 5 Oct 2026
Company identity
The company states that Transact + CBORD adopted the Illumia name in 2025 and officially launched the brand on March 3, 2026.illumiatech.com · 5 Oct 2026

Company

Company headquarters
Illumia lists its Scottsdale, Arizona office at 18700 N. Hayden Rd., Suite 230.illumiatech.com · 5 Oct 2026
Headquarters
Phoenix, Arizonatransactcampus.com · 28 Sept 2026

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