The Mortgage Office

What The Mortgage Office is

The Mortgage Office is a cloud-based platform for managing loans from origination through payoff. Its origination tools cover applications, underwriting, approvals, documents, and funding; funded loans can then move into servicing without data re-entry. Servicing features include automated payments, interest and escrow calculations, investor accounting, construction draws, and regulatory reporting. The platform also supports payment processing, fee calculations, accounting, reporting, compliance tools, and fund and investor management. Borrower and investor portals provide online access to account information, documents, statements, and payment activity. Supported loan types include conventional, commercial, construction, adjustable-rate, HELOC, rehab, DSCR, bridge, auto, and equipment loans; the vendor also lists performing and non-performing loans and complex structures. It integrates with QuickBooks and other systems and provides an open API for connections such as Salesforce. The vendor says the service maintains SOC 2 Type II compliance and uses Azure encryption for data in transit and at rest. Access requires no installation with a high-speed internet connection. Pricing is available on request.