Salt Edge Data Aggregation
Salt Edge Data Aggregation gives businesses access to end users’ bank data from financial institutions in over 50 countries through one API.
What Salt Edge Data Aggregation is
Salt Edge Data Aggregation gives businesses access to end users’ bank data from financial institutions in over 50 countries through one API. It brings account information together in a unified format, including account details, balances, transactions, account-holder information, transaction categories, and merchant information. The service supports personal and business debit, credit, investment, savings, loan, and mortgage accounts. Customers can connect accounts using Salt Edge Connect, a pre-integrated widget that supports customer branding, or choose a custom connection UI, Direct API, OAuth, web login, or bank API. Related enrichment services include transaction categorization, merchant identification, and financial insights. Listed use cases include financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management. Salt Edge states that it is ISO 27001 certified, PCI DSS compliant, and licensed as an AISP under PSD2; it also says its solution complies with PSD2, GDPR, and PIPEDA. Production pricing is custom and billed per consented end user. A 90-day trial is listed, alongside a free monthly sandbox/developer plan.
Good
- Connects to banks through one API
- Supports multiple account types, including investment accounts
- Offers branded account-connection widget
- Includes transaction categorization and merchant identification
Watch out
- Production pricing is custom
- Production billing is per consented end user
- API data fetching has stated rate limits
Who it suits
It suits businesses that need to connect customer bank accounts and use aggregated account data in financial or business services. Organizations without their own PSD2 licence can consider the Partner Program for access to aggregated EU bank data.
Verdict
Salt Edge Data Aggregation combines account connections and financial data from a broad range of institutions through one API. Production pricing is custom, and developers should account for the API’s stated data-fetching limits.
Plans and prices
From Salt Edge Data Aggregation's own pricing page, checked 1 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Sandbox / Developer trial | Free | Simulated bank fixtures · All product surfaces · monthly |
| Account Information (Production) | Priced on request | PSD2 AISP · Custom pricing · per consented end-user |
The facts
Each one read from Salt Edge Data Aggregation's own pages, with the date it was checked.
What it does
- Account types
- The service supports debit, credit, investment, savings, loan and mortgage accounts for both business and personal use.checked 1 Oct 2026
- API data limits
- Account Information API data fetching is limited to two new-data fetches per second, one automatic fetch per day per end-user and up to two additional retry attempts per day after failures.checked 1 Oct 2026
- Bank data access
- Data Aggregation provides access to end users’ bank data from 5,000+ worldwide banks through one API.checked 30 Sep 2026
- Compliance
- Salt Edge states that it works toward GDPR compliance and is an AISP licensed under PSD2.checked 1 Oct 2026
- Connection widget
- A pre-integrated widget lets end-users select and securely connect accounts, and it can be customized with the customer’s branding.checked 1 Oct 2026
- Coverage
- Salt Edge says its open banking data coverage includes Europe, the UK, and beyond.checked 30 Sep 2026
- Credential protection
- Credentials are protected with multiple encryption layers, tokenisation and TLS; credentials are encrypted at least twice and accessed only with one-time tokens.checked 1 Oct 2026
- Data enrichment
- Related enrichment services include transaction categorisation, merchant identification and financial insights reporting.checked 1 Oct 2026
- Geographic coverage
- Salt Edge provides open-banking data access across Europe, the UK and beyond, with access to financial institutions in over 50 countries.checked 1 Oct 2026
- Integration requirements
- The developer documentation says API requests require an App-id and Secret, and clients should use HTTPS for API callbacks before going live.checked 30 Sep 2026
- Integrations
- Salt Edge lists pre-integrations with Finastra, Mambu, Temenos, Thought Machine, Tuum, Skaleet and ebankIT among its partnerships.checked 1 Oct 2026
- Partner access
- The Partner Program provides access to aggregated EU bank data for businesses without their own PSD2 licence while Salt Edge handles technical, compliance and security matters.checked 1 Oct 2026
- Partner dashboards
- The Partner Program includes dashboards for businesses to monitor end-customer activity, consents, bank connections, and availability, and for end users to view connected accounts and revoke consents.checked 30 Sep 2026
- Partner option
- The Partner Program offers businesses without their own PSD2 licence access to aggregated data from over 2,500 EU banks, with Salt Edge handling technical, compliance, and security matters.checked 30 Sep 2026
- Purpose
- Salt Edge Data Aggregation gives businesses access to end-users’ bank data from 5,000+ worldwide banks through one API in a unified format.checked 1 Oct 2026
- Security
- Salt Edge states that it is ISO 27001 certified and licensed as an AISP under PSD2.checked 30 Sep 2026
- Security certifications
- Salt Edge states that it is ISO 27001 certified and PCI DSS compliant, with certification covering development, management and provision of financial IT services.checked 1 Oct 2026
- Support and monitoring
- The company provides a 24/7 incident-reporting channel for clients and says it performs ongoing system monitoring and regular penetration tests.checked 1 Oct 2026
- Unified account data
- The service gathers data from users’ accounts into a unified, easy-to-read format.checked 30 Sep 2026
- Use cases
- Salt Edge lists financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management as use cases.checked 1 Oct 2026
The company
- Company
- Salt Edge’s company page lists its Ottawa, Canada office and London, UK office; a company blog post states that Salt Edge Inc. was founded in 2013.checked 30 Sep 2026
- Headquarters
- Ottawa, Canadachecked 28 Sep 2026
Where it runs
- Supported app platforms
- Salt Edge’s live-readiness documentation refers to evaluating integrations for web, Android, and iOS apps.checked 30 Sep 2026
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