Recon-X
Recon-X is an AI-powered platform for reconciling payments across banks, payment gateways, and internal ledgers.
What Recon-X is
Recon-X is an AI-powered platform for reconciling payments across banks, payment gateways, and internal ledgers. It uses machine learning to identify related entries across connected sources and automatically posts confirmed matches. Unmatched or partly matched transactions are sent to a review queue, where teams can investigate, split, or match them manually. Audit trails and reconciliation reports include exportable logs for matched and adjusted transactions. The platform supports multi-currency matching, automatic FX rate handling, and variance reporting. Named connections include Stripe, PayPal, Adyen, NetSuite, SAP, QuickBooks, Xero, most SWIFT-enabled banks, and a REST API; enterprise accounts can obtain custom connectors. Teams can assign exceptions, share review queues, and use role-based access. The maker describes encryption in transit and at rest, least-privilege access, SOC 2-aligned controls, and GDPR-ready data handling. Starter costs $199 per month for up to 10,000 transactions and two connected sources. Business costs $699 per month for up to 250,000 transactions, unlimited sources, advanced matching and rules, priority support, and onboarding.
Good
- Automatically posts confirmed transaction matches.
- Shared queues support assigned exception review.
- Includes exportable reconciliation logs and audit trails.
- Supports multi-currency matching and variance reporting.
- Connects with named payment and accounting services.
Watch out
- Starter is limited to two connected sources.
- Starter and Business transaction volumes are capped.
Who it suits
Recon-X is aimed at finance teams at enterprises, banks, payment gateways, and e-commerce businesses managing reconciliations across multiple sources. It may suit teams that need shared exception review and multi-currency matching.
Verdict
Recon-X combines automated matching with a review process for unresolved transactions and reporting for adjustments. Compare plan limits and the listed integrations with the sources and volume your team needs.
Plans and prices
From Recon-X's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Starter | $199 a month | Up to 10,000 transactions/mo · 2 connected sources · Standard AI matching · Email support |
| Business | $699 a month | Up to 250,000 transactions/mo · Unlimited connected sources · Advanced AI matching & rules · Priority support + onboarding |
| Enterprise | Priced on request | Unlimited transaction volume · Custom connectors & SLAs · Dedicated implementation team · SOC 2-aligned security review |
The facts
Each one read from Recon-X's own pages, with the date it was checked.
What it does
- Currencies
- Recon-X supports multi-currency transaction matching with automatic FX rate handling and variance reporting.checked 7 Oct 2026
- Exception handling
- Unmatched or partially matched transactions go to a review queue where teams can investigate, split, or manually match them.checked 7 Oct 2026
- Implementation
- The maker says most teams connect a first data source and see initial matches within a day, while full enterprise rollouts typically take two to four weeks.checked 7 Oct 2026
- Integrations
- The site names Stripe, PayPal, Adyen, NetSuite, SAP, QuickBooks, Xero, most SWIFT-enabled banking institutions, and a REST API; enterprise accounts can get custom connectors.checked 7 Oct 2026
- Intended customers
- The site describes Recon-X as built for finance teams, including enterprise companies, banks, payment gateways, and e-commerce businesses.checked 7 Oct 2026
- Matching
- The product uses machine learning to match related entries across connected sources and automatically posts confirmed matches.checked 7 Oct 2026
- Purpose
- Recon-X is an AI-powered payment reconciliation platform that matches transactions across banks, payment gateways, and internal ledgers, flagging exceptions for review.checked 7 Oct 2026
- Reporting
- Recon-X generates audit trails and reconciliation reports with exportable logs for matched and adjusted transactions.checked 7 Oct 2026
- Security
- The maker says data is encrypted in transit and at rest, least-privilege access is used, and its controls are SOC 2-aligned with GDPR-ready data handling.checked 7 Oct 2026
- Support
- Starter includes email support; Business includes priority support and onboarding.checked 7 Oct 2026
Money
- Starter and Business trial
- The maker offers a free trial on the Starter and Business plans, but does not state its duration on the page.checked 7 Oct 2026
The company
- Team collaboration
- The product supports role-based access, assigning exceptions to team members, and shared review queues.checked 7 Oct 2026
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