Razorpay Payment Gateway
Razorpay Payment Gateway lets businesses accept online payments through cards, UPI, netbanking, EMI and other methods.
What Razorpay Payment Gateway is
Razorpay Payment Gateway lets businesses accept online payments through cards, UPI, netbanking, EMI and other methods. Razorpay says the gateway supports more than 100 payment methods and provides a checkout designed to reduce customer friction. Its dashboard tracks payments, refunds, settlements and analytics with real-time insights. Developers can use APIs, webhooks for transaction event notifications and platform SDKs; listed integrations span ecommerce services and development platforms including Shopify, WooCommerce, Magento, Wix, WordPress, Android, iOS, PHP, Python, Ruby, Java, .NET, Node.js and Go. The gateway supports recurring and marketplace payments. Razorpay states that it is PCI DSS Level 1 compliant and uses continuous monitoring and encryption. The listed plan charges $2, paid once: a 2% platform fee plus GST per successful payment after the first 90 days, with a 0% platform fee during the first 90 days subject to terms. It lists no setup fees or annual maintenance charges; custom pricing is typically available above ₹5 lakh per month.
Good
- Supports more than 100 payment methods.
- Dashboard tracks payments, refunds and settlements.
- Provides APIs, webhooks and platform SDKs.
- Supports recurring and marketplace payments.
- No setup fees or annual maintenance charges are listed.
Watch out
- No free plan is listed.
- After 90 days, the listed fee is 2% plus GST per successful payment.
- A free trial is listed, but no duration is given.
- Custom pricing is typically for high-volume merchants above ₹5 lakh per month.
Who it suits
Razorpay Payment Gateway suits merchants, ecommerce businesses, schools and other companies that need to accept online payments. Its dedicated solution areas include SaaS, ecommerce, education and BFSI.
Verdict
Razorpay offers a broad set of payment methods alongside developer tools and transaction reporting. Review the post-90-day fee and applicable terms for the initial 0% platform-fee period before choosing it.
Plans and prices
From Razorpay Payment Gateway's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Payment Gateway | $2, paid once | No setup fees · No annual maintenance charges · Custom pricing typically above ₹5 lakh/month · 2% platform fee + GST per successful payment after the first 90 days; page also advertises 0% platform fee for the first 90 days (terms apply). |
The facts
Each one read from Razorpay Payment Gateway's own pages, with the date it was checked.
What it does
- Checkout
- The product offers a conversion-optimized checkout designed to reduce customer friction.checked 2 Oct 2026
- Dashboard
- Its dashboard tracks payments, refunds, settlements and analytics with real-time insights.checked 2 Oct 2026
- Developer tools
- Razorpay provides APIs, webhooks for real-time transaction event notifications, and platform SDKs.checked 2 Oct 2026
- Integrations
- Listed integrations include Shopify, WooCommerce, Magento, Wix, WordPress, Android, iOS, PHP, Python, Ruby, Java, .NET, Node.js and Go.checked 2 Oct 2026
- Intended users
- Razorpay describes its services for merchants, schools, ecommerce businesses and other companies, with dedicated solution areas including SaaS, ecommerce, education and BFSI.checked 2 Oct 2026
- Payment methods
- Razorpay says its gateway supports 100+ payment methods, including cards, UPI and netbanking.checked 2 Oct 2026
- Pricing limits
- The pricing page states there are no setup fees or annual maintenance charges, while high-volume merchants can request custom pricing, typically above ₹5 lakh per month.checked 2 Oct 2026
- Purpose
- Razorpay Payment Gateway lets businesses accept online payments through UPI, cards, netbanking, EMI and other methods.checked 2 Oct 2026
- Security
- Razorpay states that the gateway is PCI DSS Level 1 compliant and uses continuous monitoring and advanced encryption.checked 2 Oct 2026
- Support
- Razorpay advertises 24x7 support and directs customers to raise a support ticket or consult its knowledge base.checked 2 Oct 2026
The company
- Company history
- Razorpay's About page says it was founded by IIT Roorkee alumni; it does not state a founding year on that page.checked 2 Oct 2026
- Founded
- 2014checked 28 Sep 2026
- Headquarters
- Bangalore, Karnataka, Indiachecked 28 Sep 2026
Alternatives to Razorpay Payment Gateway
- 1
Mollie
Free planAndroidiOSWebAPI8.2Free plan - 2
Paystack
Free planAndroidiOSWebAPI8.2From 1 NGN a month - 3
Instamojo
Free planAndroidiOSWebAPI8.1From ₹3,999 a year - 4
Midtrans
Free planAndroidiOSWebAPI8.11.50 IDR one-time - 5
Viva.com
Free planAndroidiOSWebAPI8.1From £3.99 a month - 6
Cashfree Payment Gateway
Free planAndroidiOSWebAPI7.9Free plan