Paystack
8.2#2 in payment gatewaysFrom 1 NGN a monthFree planAndroidiOSWebAPI
VisitPaystack vs Razorpay Payment Gateway
Razorpay Payment Gateway
6.7#19 in payment gateways$2 one-timeAndroidiOSWebAPI
VisitWhat both publish
| Fact | Paystack | Razorpay Payment Gateway |
|---|---|---|
| Headquarters | Lagos, Nigeria | Bangalore, Karnataka, India |
| Integrations | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. | Listed integrations include Shopify, WooCommerce, Magento, Wix, WordPress, Android, iOS, PHP, Python, Ruby, Java, .NET, Node.js and Go. |
| Payment methods | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. | Razorpay says its gateway supports 100+ payment methods, including cards, UPI and netbanking. |
| Security | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. | Razorpay states that the gateway is PCI DSS Level 1 compliant and uses continuous monitoring and advanced encryption. |
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Razorpay Payment Gateway plans
- Payment Gateway$2, paid once
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.
Pick Razorpay Payment Gateway if…
Razorpay Payment Gateway suits merchants, ecommerce businesses, schools and other companies that need to accept online payments. Its dedicated solution areas include SaaS, ecommerce, education and BFSI.