Purse Vault
Purse Vault is a payment-orchestration service for merchants, with a vendor-hosted cloud vault that stores card data independently of any one payment-service…
What Purse Vault is
Purse Vault is a payment-orchestration service for merchants, with a vendor-hosted cloud vault that stores card data independently of any one payment-service provider (PSP). Its centralized payment methods can be moved between PSPs and used to retry or route transactions to a partner in real time. Purse also brings orders, settlements, fees, transfers, and chargebacks into a consolidated view, standardizes PSP transaction logs, and offers dashboards by country, PSP, or payment method, including acceptance rates and decline reasons. A single technical integration connects to more than 100 PSPs and local or international payment methods; its catalog lists more than 80 providers and methods. Purse says it will integrate an uncatalogued partner within 25 working days. The Vault is PCI DSS v4 Level 1 certified and hosted on sovereign infrastructure in Europe. SecureFields collects card details in secure iframes and returns a vault_form_token without sending PAN or CVV to merchant systems. Pricing is on request.
Good
- Connects more than 100 PSPs and payment methods.
- Centralizes payment methods for retries and routing.
- Consolidates orders, settlements, fees, transfers, and chargebacks.
- PCI DSS v4 Level 1 certified vault hosted in Europe.
Watch out
- Pricing is available on request.
- Merchants must whitelist their domain before API use.
Who it suits
It suits merchants that need to manage payment data and transactions across multiple PSPs. Merchants must whitelist their domain and contact the Purse Integration Team for preproduction and production API use.
Verdict
Purse Vault combines portable card storage with payment routing and reconciliation tools for merchants using multiple PSPs. Expect to request pricing and coordinate API access with its integration team.
Plans and prices
From Purse Vault's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Purse Vault | Priced on request | request a demo |
The facts
Each one read from Purse Vault's own pages, with the date it was checked.
What it does
- 3DS handling
- Purse stores and transmits a 3DS authentication token between attempts so a technically failed PSP transaction can be rerouted without repeating authentication.checked 30 Sep 2026
- Analytics
- Purse provides unified dashboards by country, PSP, or payment method and tracks acceptance rates and decline reasons.checked 30 Sep 2026
- API security
- Purse SecureFields collects card details in secure iframes and returns a vault_form_token without PAN or CVV reaching merchant systems.checked 30 Sep 2026
- Compliance
- Purse Payment states that its infrastructure is PCI DSS Level 1 and GDPR compliant, with data hosted in Europe.checked 30 Sep 2026
- Integrations
- Purse connects more than 100 PSPs and local or international payment methods through a single technical integration.checked 30 Sep 2026
- New integrations
- Purse commits to integrating a partner not in its catalog within 25 working days.checked 30 Sep 2026
- Partner catalog
- Purse says its catalog contains more than 80 payment providers and international payment methods integrated directly.checked 30 Sep 2026
- Purpose
- Purse is a SaaS payment-orchestration platform that intermediates between merchants and their selected payment-service providers.checked 30 Sep 2026
- Reconciliation
- Purse consolidates orders, settlements, fees, transfers, and chargebacks and standardizes PSP transaction logs.checked 30 Sep 2026
- Security certification
- The Purse Vault is PCI DSS v4 Level 1 certified and hosted on sovereign infrastructure in Europe.checked 30 Sep 2026
- Support requirement
- Purse requires merchants to whitelist their domain and contact the Purse Integration Team for preproduction and production API use.checked 30 Sep 2026
- Token portability
- The Vault centralizes customers’ payment methods so transactions can be retried or routed to the best partner in real time.checked 30 Sep 2026
- Vault storage
- Purse Vault stores card data in an independent PSP-agnostic vault and supports portability between PSPs and payment partners.checked 30 Sep 2026
The company
- Founded
- 2021checked 28 Sep 2026
- Headquarters
- Lille, Francechecked 28 Sep 2026
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