PayMongo Payment Links
PayMongo Payment Links let businesses accept payments through a shared checkout link without maintaining a website.
What PayMongo Payment Links is
PayMongo Payment Links let businesses accept payments through a shared checkout link without maintaining a website. A merchant creates a link in the dashboard by entering an amount and short description, then can send it through messaging apps. Customers open the link on any device and pay with cards, e-wallets, online banking, QR, or buy now, pay later options. Successful payments appear in the dashboard, with an automatic email notification. Links are intended for one-time use; PayMongo Pages is suggested when a reusable payment destination is needed. The Standard plan is free, with no setup fee, monthly subscription, or minimum volume. Standard MDR applies only to successful payments. Payment Links do not support recurring payments, QR code sharing, product catalogs, or checkout customization. PayMongo says its security framework includes real-time machine learning, 3D Secure, and dashboard multi-factor authentication. It states that card numbers go to the processor without passing through its channel layer, and that it is PCI DSS Level 1 and regulated by the Bangko Sentral ng Pilipinas.
Good
- No website required
- Cards, wallets, banking, and QR support
- No monthly subscription or minimum volume
- Automatic dashboard email notifications
- Free Standard plan
Watch out
- Links are intended for one-time use
- No recurring payments
- No product catalog or checkout customization
- No QR code sharing
Who it suits
It suits businesses wanting a no-code payment option without a website. It is intended for merchants accepting several payment methods through one-time links.
Verdict
PayMongo Payment Links provide a straightforward no-code checkout route with broad payment-method coverage and no monthly fee. Businesses needing reusable links, recurring billing, catalogs, or customized checkout should note the listed limits.
Plans and prices
From PayMongo Payment Links's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Standard | Free | No setup fee · no monthly fee · Payment Links charged at Standard MDR on successful payments |
The facts
Each one read from PayMongo Payment Links's own pages, with the date it was checked.
What it does
- Card data
- PayMongo says card numbers travel to the processor and do not pass through its channel layer.checked 7 Oct 2026
- Certifications and regulation
- PayMongo states that it is PCI DSS Level 1 and that PayMongo Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas.checked 7 Oct 2026
- Create links
- A user can create a link in the dashboard by entering an amount and short description, with no code or approval wait stated.checked 7 Oct 2026
- Fees
- There is no monthly subscription or minimum volume for Payment Links, and the transaction fee applies only to successful payments at the Standard MDR.checked 7 Oct 2026
- Integrations
- Payment Links can be sent through messaging apps, while PayMongo also lists plugins and API payments at Standard MDR pricing.checked 7 Oct 2026
- Link reuse limit
- Payment Links are designed for one-time use; PayMongo Pages is suggested for a reusable payment destination.checked 7 Oct 2026
- Payment methods
- The checkout supports cards, e-wallets, online banking, QR, and buy now, pay later options.checked 7 Oct 2026
- Security
- PayMongo says its security framework uses real-time machine learning and 3D Secure, and that it provides dashboard multi-factor authentication.checked 7 Oct 2026
- Share and confirmation
- Customers can open the link on any device, and successful payments appear in the dashboard with an automatic email notification.checked 7 Oct 2026
- Support
- PayMongo lists Essential support as free for all merchants, including a 30-minute first response and billing and fraud assistance.checked 7 Oct 2026
- What it does
- Payment Links let businesses accept payments by sharing a checkout link, without needing a website.checked 7 Oct 2026
- Who it is for
- PayMongo describes Payment Links as a no-code option for businesses that want customers to pay through a link without a website.checked 7 Oct 2026
The company
- Founded
- 2019checked 28 Sep 2026
- Headquarters
- Taguig, Philippineschecked 28 Sep 2026
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