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PayMongo Payment Links vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactPayMongo Payment LinksPaystack
HeadquartersTaguig, PhilippinesLagos, Nigeria
IntegrationsPayment Links can be sent through messaging apps, while PayMongo also lists plugins and API payments at Standard MDR pricing.Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms.
Payment methodsThe checkout supports cards, e-wallets, online banking, QR, and buy now, pay later options.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.
SecurityPayMongo says its security framework uses real-time machine learning and 3D Secure, and that it provides dashboard multi-factor authentication.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

PayMongo Payment Links plans

  • StandardFree

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick PayMongo Payment Links if…

It suits businesses wanting a no-code payment option without a website. It is intended for merchants accepting several payment methods through one-time links.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share