PayFacto

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Score6.4

Rank#6 of 26

Free planNo

Runs onAndroid, API, iOS, Web

Summary

PayFacto provides payment processing and payment solutions for merchants, software providers, agents and payment facilitators. Its services cover card-present, online, mobile and tableside payments, alongside restaurant POS products Maitre’D and Veloce for managing restaurant operations. For in-person transactions, PayFacto offers countertop, mobile and unattended terminals, including PAX models. Online options include a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex and Discover. PayFacto describes encryption, fraud prevention and 3D Secure for online payments; its hosted page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors support integration with existing systems. The company is headquartered in Montreal, Canada, and says it was formed in 2018 through a merger. Pricing is on request, with sales offering customized solutions and quotes.

Who it is for

PayFacto suits merchants and payment businesses looking for in-person or online payment options. Restaurants may also consider its Maitre’D and Veloce POS products.

What is good

Offers online and card-present payments.
Includes mobile and tableside payment options.
Gateway lists several major payment methods.
Open APIs and connectors are available.
Customized solutions offered through sales.

What to know first

Pricing is available on request.
Customized quote requires contacting sales.

Verdict

PayFacto covers several payment contexts, with dedicated restaurant POS products and online gateway options. Pricing is customized, so prospective customers need to request a quote.

PayFacto plans and pricing

All plans

Customized payment solutions Not published Customized pricing; quote requested from sales payfacto.com · 2 Oct 2026

Compared on restaurant payment processing software

Card-present payments: Yespayfacto.com
Online payments: Yespayfacto.com
Tableside payments: Yespayfacto.com
Mobile payments: Yespayfacto.com
Reconciliation tools: Yespayfacto.com
Pricing model: custom_quotepayfacto.com

Facts

What it does: PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents, and payment facilitators.payfacto.com · 2 Oct 2026
Hospitality: Its restaurant POS products include Maitre’D and Veloce, which PayFacto says help manage restaurant operations.payfacto.com · 2 Oct 2026
In-person payments: PayFacto offers countertop, mobile, and unattended payment terminals, including PAX models.payfacto.com · 2 Oct 2026
E-commerce: Online payment options include a hosted payment page and an integrated payment gateway with sales, pre-authorizations, refunds, voids, and recurring billing.payfacto.com · 2 Oct 2026
Security: PayFacto describes encryption and fraud prevention tools for e-commerce payments and offers 3D Secure for online transactions.payfacto.com · 2 Oct 2026
PCI scope: Its hosted payment page is described as reducing PCI compliance requirements and keeping card information on PayFacto’s servers.payfacto.com · 2 Oct 2026
Integrations: PayFacto lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree, and PrestaShop.payfacto.com · 2 Oct 2026
Developer access: PayFacto says it provides open APIs and connectors for integration with existing business systems and software.payfacto.com · 2 Oct 2026
Support: PayFacto provides general information, payment FAQs, terminal support, and POS support through its support site.payfacto.com · 2 Oct 2026
Payment methods: Its integrated gateway page lists Interac, Visa, Mastercard, Amex, and Discover transactions.payfacto.com · 2 Oct 2026
Sales model: PayFacto directs prospective customers to contact sales for customized payment solutions and a quote.payfacto.com · 2 Oct 2026
Company history: PayFacto says it was founded in 2018 through the merger of B2Billing, CT-Payment, and Supreme Payments.payfacto.com · 2 Oct 2026