PayFacto
PayFacto provides payment processing and payment solutions for merchants, software providers, agents and payment facilitators.
What PayFacto is
PayFacto provides payment processing and payment solutions for merchants, software providers, agents and payment facilitators. Its services cover card-present, online, mobile and tableside payments, alongside restaurant POS products Maitre’D and Veloce for managing restaurant operations. For in-person transactions, PayFacto offers countertop, mobile and unattended terminals, including PAX models. Online options include a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex and Discover. PayFacto describes encryption, fraud prevention and 3D Secure for online payments; its hosted page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors support integration with existing systems. The company is headquartered in Montreal, Canada, and says it was formed in 2018 through a merger. Pricing is on request, with sales offering customized solutions and quotes.
Good
- Offers online and card-present payments.
- Includes mobile and tableside payment options.
- Gateway lists several major payment methods.
- Open APIs and connectors are available.
- Customized solutions offered through sales.
Watch out
- Pricing is available on request.
- Customized quote requires contacting sales.
Who it suits
PayFacto suits merchants and payment businesses looking for in-person or online payment options. Restaurants may also consider its Maitre’D and Veloce POS products.
Verdict
PayFacto covers several payment contexts, with dedicated restaurant POS products and online gateway options. Pricing is customized, so prospective customers need to request a quote.
Plans and prices
From PayFacto's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Customized payment solutions | Priced on request | Customized pricing; quote requested from sales |
The facts
Each one read from PayFacto's own pages, with the date it was checked.
The company
- Company history
- PayFacto says it was founded in 2018 through the merger of B2Billing, CT-Payment, and Supreme Payments.checked 2 Oct 2026
- Headquarters
- Montreal, Canadachecked 28 Sep 2026
What it does
- Developer access
- PayFacto says it provides open APIs and connectors for integration with existing business systems and software.checked 2 Oct 2026
- E-commerce
- Online payment options include a hosted payment page and an integrated payment gateway with sales, pre-authorizations, refunds, voids, and recurring billing.checked 2 Oct 2026
- Hospitality
- Its restaurant POS products include Maitre’D and Veloce, which PayFacto says help manage restaurant operations.checked 2 Oct 2026
- In-person payments
- PayFacto offers countertop, mobile, and unattended payment terminals, including PAX models.checked 2 Oct 2026
- Integrations
- PayFacto lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree, and PrestaShop.checked 2 Oct 2026
- Payment methods
- Its integrated gateway page lists Interac, Visa, Mastercard, Amex, and Discover transactions.checked 2 Oct 2026
- PCI scope
- Its hosted payment page is described as reducing PCI compliance requirements and keeping card information on PayFacto’s servers.checked 2 Oct 2026
- Sales model
- PayFacto directs prospective customers to contact sales for customized payment solutions and a quote.checked 2 Oct 2026
- Security
- PayFacto describes encryption and fraud prevention tools for e-commerce payments and offers 3D Secure for online transactions.checked 2 Oct 2026
- Support
- PayFacto provides general information, payment FAQs, terminal support, and POS support through its support site.checked 2 Oct 2026
- What it does
- PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents, and payment facilitators.checked 2 Oct 2026
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