Nium for Platforms

What Nium for Platforms is

Nium for Platforms lets businesses add payouts, multi-currency accounts, cards, and foreign exchange to their own services through an API. It serves areas including payroll, spend management, marketplaces, gig economy, treasury, SaaS, and B2B embedded finance. Nium says the platform processes $84B annually in 190+ countries, and offers real-time payouts to 190+ countries in 100+ local currencies over fiat and stablecoin rails. Businesses can offer branded local accounts, hold and convert balances, and issue physical or virtual cards with limits, merchant controls, permissions, and live spend tracking. Developer resources include APIs, SDKs, integration guides, an OpenAPI specification, a Postman collection, and a production-like sandbox; a web portal supports card workflows and reporting. Nium also describes localized onboarding, identity verification, KYB/KYC, monitoring, fraud controls, reconciliation, and reporting. It lists 40+ licenses, authorizations, and registrations, as well as security certifications and standards including PCI DSS, ISO 27001, SOC 2 Type 2, and SOC 1 Type 2. Pricing is on request, and implementation timing depends on the use case and requirements.