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Nium for Platforms vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactNium for PlatformsPaystack
HeadquartersSingapore and San FranciscoLagos, Nigeria

Nium for Platforms plans

  • Nium for PlatformsPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Nium for Platforms if…

It suits business platforms seeking embedded payments, accounts, cards, FX, or payouts across markets. Developer teams can use the listed APIs and sandbox, while operations teams can use the web portal for card workflows and reporting.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

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