Moniflow Super Flow Treasury
Moniflow Super Flow Treasury is a treasury management system for mid-market groups with cross-border cash flows.
What Moniflow Super Flow Treasury is
Moniflow Super Flow Treasury is a treasury management system for mid-market groups with cross-border cash flows. It brings bank and ERP data into a reconciled ledger, showing cash by entity, bank, currency and country. Its predictive forecast uses historical cash flows and can run alongside existing liquidity and subsidiary forecasts. Features include analytics and natural-language reporting, AI agents, intercompany netting, hedge accounting and scenario analysis. AI can answer questions and suggest actions, but a person must approve proposed changes under configured controls. The product connects to systems including PRIMAVERA, SAP Business One and TOTVS, and supports bank connections through several methods, including APIs, SFTP and SWIFT. APIs, webhooks and scheduled Excel and BI exports are available. Pricing is calculated for each company and includes a monthly platform fee, one-time setup fee and share of verified savings; extra banks, entities, ERP connectors and active users may add monthly charges.
Good
- Consolidates bank and ERP data in a reconciled ledger
- Forecasting uses historical cash flows
- Human approval is required for proposed AI changes
- Provides APIs, webhooks and scheduled exports
Watch out
- Pricing is calculated using company-specific numbers
- Extra banks, entities, connectors and users cost more
- Priority and premium support add 15% and 25% of the platform fee
Who it suits
It is aimed at mid-market groups managing treasury across borders and multiple entities. It may suit teams needing consolidated cash visibility, forecasting, bank connectivity and intercompany tools.
Verdict
Moniflow brings cash visibility, forecasting and treasury workflows together for groups with cross-border operations. Its pricing depends on company-specific setup and usage, so request details for the banks, entities and connectors you need.
Plans and prices
From Moniflow Super Flow Treasury's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Corridor Group | Priced on request | Typical monthly volume abroad above €2M · 12 entities · 20 bank connections · 2 ERP connectors · 30 active users · Monthly platform fee, one-time setup fee, and a share of verified savings; calculated on company-specific numbers. |
| Growth | Priced on request | Typical monthly volume abroad €0.5M to €2M · 5 entities · 8 bank connections · 1 ERP connector · 12 active users · Monthly platform fee, one-time setup fee, and a share of verified savings; calculated on company-specific numbers. |
| Starter | Priced on request | Typical monthly volume abroad up to €0.5M · 2 entities · 3 bank connections · 1 ERP connector · 5 active users · Monthly platform fee, one-time setup fee, and a share of verified savings; calculated on company-specific numbers. |
The facts
Each one read from Moniflow Super Flow Treasury's own pages, with the date it was checked.
What it does
- AI controls
- AI answers questions and proposes actions, while a person must approve proposed changes under the configured controls.checked 2 Oct 2026
- API and exports
- The platform provides APIs for balances, transactions, and payment status, webhooks, and scheduled Excel and BI exports.checked 2 Oct 2026
- Bank formats
- Supported statement and messaging formats listed include CAMT.053, MT940, BAI2, ISO 20022, and PDF statements.checked 2 Oct 2026
- Cash visibility
- It consolidates bank and ERP data into a reconciled ledger and shows cash by entity, bank, currency, and country.checked 2 Oct 2026
- Certifications
- The Moniflow group of companies is stated to hold ISO/IEC 27001, 27017, 27018, and ISO 22301 certifications; certificates are available to customers and auditors on request under a confidentiality agreement.checked 2 Oct 2026
- Core capabilities
- The product includes analytics and natural-language reporting, predictive forecasting, AI agents, intercompany netting, hedge accounting, and scenario analysis.checked 2 Oct 2026
- Data residency
- The trust page states that production data is hosted in the European Union.checked 2 Oct 2026
- Forecasting
- Its predictive forecast uses historical cash flows and runs alongside a company's existing liquidity and subsidiary forecasts.checked 2 Oct 2026
- Hedge accounting
- Hedge accounting covers the cash-flow hedge lifecycle for FX and interest-rate hedges under IFRS or local GAAP.checked 2 Oct 2026
- Integrations
- The product page says it reads PRIMAVERA, SAP Business One, and TOTVS, and describes bank connections through APIs, host-to-host, SFTP, SWIFT, and statement files.checked 2 Oct 2026
- Payments
- Payment features include regulator document packs, beneficiary checks, anomaly flags, and corridor FX quotes.checked 2 Oct 2026
- Pricing limits
- Extra banks, entities, ERP connectors, and active users are priced monthly, while custom work is priced per day; priority support adds 15% and premium support 25% of the platform fee.checked 2 Oct 2026
- Purpose
- Moniflow Super Flow Treasury is a treasury management system for mid-market groups whose money crosses borders.checked 2 Oct 2026
- Security
- Moniflow states that it uses TLS 1.2 or higher in transit, AES-256 at rest, and dedicated key vaults for bank credentials.checked 2 Oct 2026
- Support and onboarding
- The pricing page says the platform fee includes standard support and describes onboarding as bank and ERP mapping followed by connection work over the next two weeks.checked 2 Oct 2026
The company
- Founded
- 2026checked 28 Sep 2026
- Headquarters
- Portugalchecked 28 Sep 2026
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