M-Changa
M-Changa is an online and mobile fundraising platform for individuals and institutions, with a free fundraiser setup plan.
What M-Changa is
M-Changa is an online and mobile fundraising platform for individuals and institutions, with a free fundraiser setup plan. Campaigns can be used for causes such as medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects, and sports clubs. An online fundraiser can present its story, pictures, videos, and target on a customizable share page. Donations can be accepted through mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. In Kenya, users can manage fundraisers by dialing *483*57#, including where regular internet access is unavailable. USSD users can view donation, withdrawal, and expense statements together. Fundraisers can be shared through Facebook, X, WhatsApp, and SMS. The platform fee is 4.25% of donations, reduced to 3.5% for campaigns that raise KES 3,000,000 or more within 30 days. Withdrawal charges vary, including a KES 550 EFT fee below KES 500,000 and a USD 25 international bank transfer fee. One phone line can manage only one active fundraiser at a time.
Good
- Free fundraiser setup.
- Supports mobile money, cards, and PayPal donations.
- Customizable pages can include stories, photos, and videos.
- Kenya users can manage campaigns through USSD.
- Recurring donations are supported.
Watch out
- One phone line can manage only one active fundraiser.
- Platform fees apply to donations.
- EFT and international bank transfer withdrawals can incur fees.
- Withdrawals require a minimum balance.
Who it suits
M-Changa suits individuals and institutions raising funds for personal, community, education, faith, or group causes. Its Kenya USSD access may be useful to fundraisers who do not have regular internet access.
Verdict
M-Changa offers multiple campaign formats and payment methods, including USSD access in Kenya. Fundraisers should account for the platform fee, withdrawal charges, and one-active-campaign-per-line limit.
Plans and prices
From M-Changa's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| M-Changa fundraiser | Free | Fundraiser setup is free · one active fundraiser per phone line · withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M) |
The facts
Each one read from M-Changa's own pages, with the date it was checked.
The company
- Company
- The terms identify Mobi Changa Limited Kenya as the owner and operator and say it is not a financial institution and does not accept deposits.checked 4 Oct 2026
- Headquarters
- Westcom Building, Mahiga Mairu Avenue, off Waiyaki Way, 3rd Floor, Block Bchecked 28 Sep 2026
What it does
- Customer support
- The site lists support by email and phone and says live customer care is available six days a week through email, phone and social media.checked 4 Oct 2026
- Donations
- Online fundraisers can accept mobile money and Visa, MasterCard and PayPal donations, with card and PayPal options listed as worldwide.checked 4 Oct 2026
- Fees
- The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days.checked 4 Oct 2026
- Online fundraiser
- Online fundraisers can include a story, pictures, videos and targets on a customizable share page.checked 4 Oct 2026
- Other charges
- The fees page lists KES 550 for EFT withdrawals below KES 500,000, free EFT withdrawals at or above that amount, and a USD 25 international bank transfer withdrawal fee.checked 4 Oct 2026
- Purpose
- M-Changa is an online and mobile fundraising platform for individuals and institutions.checked 4 Oct 2026
- Security
- The USSD page says donations are secured through verification with documents and treasurers.checked 4 Oct 2026
- Service limit
- The terms state that one phone line can manage only one active fundraiser at a time, while contributing to unlimited fundraisers is allowed.checked 4 Oct 2026
- Sharing
- The site says fundraisers can be shared via Facebook, X, WhatsApp and SMS.checked 4 Oct 2026
- Statements
- USSD fundraisers can access donation, withdrawal and expense statements in one place.checked 4 Oct 2026
- Use cases
- The site lists medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects and sports clubs as fundraising causes.checked 4 Oct 2026
- USSD access
- In Kenya, users without regular internet access can register, share and manage a fundraiser by dialing *483*57#.checked 4 Oct 2026
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