Fundiful

Fundiful gives organizations a branded site for raising money through online campaigns. It is best suited to churches, schools, missions, charities and businesses running charitable projects—not individuals. Its lack of startup and monthly fees is attractive, but payment costs and an organization-focused model narrow its appeal.

Overview

Each organization gets a fundraising site with its own branding and campaigns, rather than placing its appeals alongside those of other organizations. Campaigns can include a title, description, image, video, target, special formatting and custom URL; organizations can also edit, deactivate or reactivate them through platform forms. This is a focused option for groups that want a distinct fundraising presence, though it is not built for personal appeals.

Donations can be processed through Fundiful’s merchant account, or through an organization’s own Stripe or Authorize.net gateway if it receives at least $10,000 in monthly donations. With Fundiful’s account, the card processor’s fee—described as approximately 2%—is deducted from donations, and Fundiful says it adds no transaction fee. Organizations choose daily or weekly bank payout batches.

Key features

• Branded fundraising sites: Each site displays one organization’s branding and campaigns. That separation can help groups keep donor-facing appeals centered on their own work.
• Campaign controls: Campaigns support media, targets and custom URLs, and organizations can change their status or details through platform forms. This covers the essentials for managing appeals without implying a broader campaign toolkit.
• Payment and payouts: Daily or weekly payout batches give organizations a choice in how often funds reach their bank account. The own-account gateway option has a substantial threshold: at least $10,000 in monthly donations.
• Donor privacy: Fundiful says it does not share donor information with other customer organizations and accesses it only for administrative support, not marketing.
• Mobile and language support: The responsive platform is designed for phones, tablets, laptops and desktops. Organizations can provide translations for selected content, including About Us text and campaign titles and descriptions.
• Getting started: A Jump Start service can help established organizations launch campaigns, and support is available by phone and web form. Direct services such as setup or active campaign management may carry separate charges.

Pricing

Fundiful Private Label Crowdfunding — free. The plan has no startup costs or monthly fees and no Fundiful percentage fee. Card processor fees may apply when using Fundiful’s merchant account, and donors may contribute optionally. The no-subscription structure is useful for organizations avoiding fixed platform costs, but it does not eliminate processing costs or possible charges for direct services such as site setup and campaign management.

Fundiful offers a free plan and no free trial. Organizations processing at least $10,000 in monthly donations can use their own merchant account through Stripe or Authorize.net; smaller organizations can use Fundiful’s account, with the processor fee described as approximately 2% deducted from donations.

Platforms

Fundiful supports Android, iOS and web access. Its responsive design is intended to work across mobile devices, tablets, laptops and desktop computers.

Who it's for

Fundiful fits faith-based organizations such as churches, schools, missions and charities, as well as businesses raising money for charitable projects. The dedicated branded site and organization-only campaigns suit groups that want their own fundraising destination. Individuals seeking to raise money personally should choose another service.

Pros and cons

• Pro: Organization-specific branded sites keep campaigns distinct from other customers’ fundraising.
• Pro: No startup cost, monthly fee or Fundiful percentage fee avoids recurring platform charges.
• Pro: Daily or weekly bank payout batches let organizations choose their payout cadence.
• Con: The product is not designed for personal fundraising, ruling it out for individual campaigns.
• Con: Organizations need at least $10,000 in monthly donations to use their own Stripe or Authorize.net gateway.
• Con: Card processor fees still apply through Fundiful’s merchant account, and direct services such as setup or active campaign management may cost extra.

Alternatives

For a broader set of options, browse Nonprofit Crowdfunding Software.

Ketto may suit organizations that want automated story creation and Android or iOS access; its Bronze plan applies a 3% payment gateway fee and 18% GST on the success fee and payment gateway fee.

LaunchGood is worth considering for fundraising with no platform fee; its card processing is 2.9% + 30¢ per transaction, with an optional checkout tip.

AdoptAClassroom.org is an option for eligible U.S. educators, with donations provided as online credit for marketplace or Teacher Choice purchases.

JustGiving may fit charities new to its service seeking a free Start plan, though standard payment processing fees and a 5% Gift Aid reclaim fee apply.

Milaap offers a free fundraiser with zero platform fees, actual payment processing charges and voluntary tipping.

M-Changa may work for a fundraiser seeking free setup, but limits users to one active fundraiser per phone line and requires a minimum balance to withdraw.

DonorsChoose is tailored to teachers posting classroom projects; requests have a $100 minimum and projects may stay posted for up to four months.

FundRazr may suit groups seeking no platform fee with optional donor tips; payment processing is 2.9% + $0.30, and 95% of donors cover fees under its Optional Tips plan.

Verdict

Choose Fundiful if your organization wants a branded, organization-specific fundraising site without startup or monthly fees. Its strongest case is the combination of campaign ownership, flexible payout cadence and no Fundiful percentage charge. Look elsewhere if you are fundraising as an individual, need your own payment gateway below the $10,000 monthly threshold, or want to avoid card processing and possible service charges altogether.