Lumity
Lumity is a digital employee benefits broker and platform for benefits administration, renewals, employee questions and compliance.
What Lumity is
Lumity is a digital employee benefits broker and platform for benefits administration, renewals, employee questions and compliance. Its marketplace supports benefits benchmarking, carrier negotiations, plan comparison, implementation and employee education. A searchable portal brings together benefits documents, billing, benchmarking and issue resolution. Employees can use a mobile advocacy app, an interactive benefits guide and a knowledge base, with help from benefits experts. Lumity says it works with existing payroll, HRIS, benefits administration, HSA/FSA/commuter, COBRA and compliance processes. Its Okta integration syncs identities and devices and enables single sign-on to benefits enrollment. Compliance calendar support covers Form 5500, 1095 notices, required plan documents, SFHCSO, Medicare Part D and nondiscrimination testing. Supported plan types include medical, dental, vision, commuter, HSA and FSA; eligibility rules, enrollment events and ACA reporting are supported. Lumity was founded in 2020 and describes its services as built for growing companies, from 1–99 employees through 500+. Creating an account is free, but certain services may be charged separately based on state insurance laws and service complexity. Pricing is available by demo or contact.
Good
- Marketplace supports plan comparison and implementation
- Searchable portal for benefits documents and billing
- Mobile advocacy app for employees
- Compliance calendar support covers listed requirements
Watch out
- Certain services may incur separate charges
- Pricing requires a demo or contact
- Commissions come from the selected insurer
Who it suits
Lumity is aimed at growing companies managing employee benefits and compliance, including organizations from 1–99 employees through 500+. It may suit teams that want a benefits portal and employee-facing guidance alongside broker support.
Verdict
Lumity combines benefits administration, plan marketplace and employee support tools. Companies should clarify service charges and pricing terms for their needs.
Plans and prices
From Lumity's own pricing page, checked 9 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Lumity | Priced on request | Pricing by demo/contact; some services may be charged separately depending on state law and service complexity |
The facts
Each one read from Lumity's own pages, with the date it was checked.
What it does
- Benefits portal
- The online portal manages benefits documents, billing, benchmarking, and issue resolution in a searchable hub.checked 9 Oct 2026
- Broker compensation
- Lumity says it receives commissions from the selected insurer, with rates standardized and set by the customer's state insurance commission.checked 9 Oct 2026
- Compliance
- Lumity offers compliance calendar support covering Form 5500, 1095 notices, required plan documents, SFHCSO, Medicare Part D, and nondiscrimination testing.checked 9 Oct 2026
- Employee tools
- Employees can use a mobile advocacy app, interactive benefits guide, and knowledge base, with help from benefits experts.checked 9 Oct 2026
- Integrations
- Lumity says its solution works with existing payroll, HRIS, benefits administration, HSA/FSA/commuter, COBRA, and compliance processes.checked 9 Oct 2026
- Intended customers
- Lumity describes its services as built for growing companies and highlights company sizes from 1–99 employees through 500+.checked 9 Oct 2026
- Okta
- Lumity's Okta integration syncs identities and devices and enables single sign-on to the benefits enrollment platform.checked 9 Oct 2026
- Pricing terms
- Creating a Lumity account is free, but certain services may be charged separately based on state insurance laws and service complexity.checked 9 Oct 2026
- Product
- Lumity is a digital employee benefits broker and platform that manages benefits administration, renewals, employee questions, and compliance.checked 9 Oct 2026
- Security
- Lumity describes its document hub as secure and searchable, and says Okta integration provides secure access to the enrollment platform.checked 9 Oct 2026
- Support
- Customers can contact Lumity support by phone at 1-844-2-LUMITY.checked 9 Oct 2026
The company
- Company history
- Lumity says it was founded in 2020 to make employee benefits simple, transparent, and effective for companies of all sizes.checked 9 Oct 2026
- Founded
- 2020checked 28 Sep 2026
- Headquarters
- The contact page lists Lumity, Inc. at 584 Castro Street #3161, San Francisco, CA 94114.checked 9 Oct 2026
Money
- Health plan marketplace
- Its marketplace supports benefits benchmarking, carrier negotiations, plan comparison, implementation, and employee education.checked 9 Oct 2026
Alternatives to Lumity
- 1

Employee Navigator
AndroidiOSWebAPI6.9 - 2

Forma.ai
AndroidiOSWeb6.9 - 3

Benefitfocus
AndroidiOSWebAPI6.8 - 4

bswift
AndroidiOSWebAPI6.8 - 5

Dayforce Scheduling
AndroidiOSWebAPI6.5 - 6

Empyrean Benefits Platform
AndroidiOSWeb6.4
