Lumion Payments
Lumion Payments is operational software and servicing for trade and technical schools that need tuition payment plans.
What Lumion Payments is
Lumion Payments is operational software and servicing for trade and technical schools that need tuition payment plans. It runs on the web and through an API, supports recurring billing and autopay, and covers tuition-only payments. Schools can offer payment in full with a 5% discount, a 12-month plan at 0% interest, or deferred tuition beginning at graduation with $0 down. Lumion says its plans are NMLS-licensed in 48 states and apply state rules automatically. Students get a portal with a real-time payoff quote, followed by an automatically issued contract-satisfied letter after payoff. Auto-charge accepts cards, ACH, and Apple Pay, with NACHA compliance, retries for soft failures, and escalation for hard failures. Lumion says 16 US-based servicers handle late payments and reports a 91.7% payback rate for a 36-month cohort. The service lists integrations with school systems on its Max plan and includes FERPA-aware handling, role permissions, execution logging, and stated security and compliance controls.
Good
- Multiple tuition payment structures
- NMLS-licensed plans in 48 states
- Student payoff and contract-satisfied letter
- Card, ACH, and Apple Pay auto-charge
- Role-based student data controls
Watch out
- No free plan
- Payments add-on costs $250 a month
Who it suits
It suits career, trade, and technical schools managing tuition plans, financial-aid workflows, and payment servicing. Schools needing web, API, and school-system integrations can consider it.
Verdict
Lumion Payments combines tuition-plan options, servicing, and payment automation for career schools. Its listed compliance controls and student self-service features may fit schools that need structured payment operations, while pricing is paid and varies by plan.
Plans and prices
From Lumion Payments's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Payments | $250 a month | Add-on |
| Core | $495 a month | 250 credits / mo · no per-seat fees · per school · billed monthly |
| Plus | $795 a month | 1,000 credits / mo · per school · billed monthly |
| Pro | $995 a month | 2,000 credits / mo · per school · billed monthly |
| Max | Priced on request | Pooled credits · multi-campus · Volume pricing per campus |
| Success | Priced on request | Add-on · Custom |
The facts
Each one read from Lumion Payments's own pages, with the date it was checked.
What it does
- API integrations
- The Max plan includes API access and integrations to connect a school's SIS, LMS, and stack.checked 30 Sep 2026
- Auto-charge
- Auto-charge supports card, ACH, and Apple Pay with NACHA compliance, smart retries for soft failures, and servicing escalation for hard failures.checked 30 Sep 2026
- Compliance
- Lumion pricing information states FERPA-aware data handling, TILA and Reg Z compliance, TCPA-compliant outreach, and full execution logging.checked 30 Sep 2026
- Data controls
- Lumion says student data is isolated per school, never used to train other schools' agents, and governed by role-based permissions.checked 30 Sep 2026
- Lender integrations
- The payment comparison lists Lumion school plans, Climb Credit, Sallie Mae, and Meritize as funding options.checked 30 Sep 2026
- Payment options
- Payment options include paying in full with a 5% discount, a 12-month 0% interest plan, and deferred tuition starting at graduation with $0 down.checked 30 Sep 2026
- Purpose
- Lumion Payments provides flexible tuition payment plans, 100% approvals, and licensed in-house servicing for career schools.checked 30 Sep 2026
- Security
- Lumion's agent platform states FERPA alignment, TCPA compliance, SOC 2 Type II, and NMLS licensing in 48 states.checked 30 Sep 2026
- State coverage
- Lumion says its payment plans are NMLS-licensed in 48 states and apply state-specific rules automatically.checked 30 Sep 2026
- Student self-service
- The student portal shows a real-time payoff quote and automatically sends a contract-satisfied letter after payoff.checked 30 Sep 2026
- Support
- School support offers live phone, email, or chat coverage Monday through Friday from 9AM to 7PM EST, 24/7 self-service resources, and after-hours responses within 24 hours.checked 30 Sep 2026
- Target market
- Lumion provides operational software and services for trade and technical schools and reports 400+ partner schools across 29+ industries.checked 30 Sep 2026
The company
- Headquarters
- Salt Lake City, Utah, United Stateschecked 28 Sep 2026
- Servicing team
- Lumion says late payments are handled by 16 US-based servicers and reports a 91.7% payback rate for a 36-month cohort.checked 30 Sep 2026
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