LimFi
LimFi is a control layer for treasury operations across multiple entities.
What LimFi is
LimFi is a control layer for treasury operations across multiple entities. It works with existing banks, ERP and treasury management systems, and payment rails. Its in-house banking functions support intercompany lending, cash concentration, and settlement as documented book entries, with interest tracking and an audit trail. Multilateral netting consolidates intercompany obligations, while configurable cadence controls when netting runs. A central constraint library checks movements against treasury and tax policies before execution, with entity-level overrides. LimFi provides a consolidated cash view across entities and banks, refreshed according to available connectivity. It describes currency-aware netting, FX cost reduction, and settlement across existing and emerging payment rails. APIs connect banking platforms, SAP and Oracle ERPs, and treasury systems. The platform does not take custody of funds; the customer’s ERP remains the system of record. LimFi is paid, with pricing on request, and is presented for domestic multi-entity and multinational companies, plus a white-label bank offering.
Good
- Intercompany lending and cash concentration support
- Configurable multilateral netting cadence
- Policy checks before settlement
- Consolidated cash visibility across banks
- API integrations with SAP and Oracle ERPs
Watch out
- Pricing is available on request
- Early-stage product working with design partners
- 99.9% availability is stated as a target
- Typical implementations take 8–12 weeks
Who it suits
LimFi suits treasury and tax teams managing domestic multi-entity or multinational organizations. Banks may also consider its white-label offering.
Verdict
LimFi brings in-house banking, netting, policy governance, liquidity visibility, and cross-border support into one treasury layer. Its early-stage status, implementation timeline, and requested pricing should be considered before adoption.
The facts
Each one read from LimFi's own pages, with the date it was checked.
What it does
- Availability target
- The product page describes 99.9% uptime as a target as the platform reaches production.checked 11 Oct 2026
- Core features
- Its stated capabilities include in-house banking, multilateral netting, policy governance, liquidity visibility, and cross-border and FX support.checked 11 Oct 2026
- Custody and records
- LimFi says it does not take custody of funds and that the customer's ERP remains the system of record.checked 11 Oct 2026
- FX and settlement
- LimFi describes currency-aware netting, FX cost reduction, and settlement across existing and emerging payment rails.checked 4 Oct 2026
- In-house banking
- The product page says intercompany obligations can settle as book entries on an in-house bank ledger, with documentation and interest tracking.checked 11 Oct 2026
- Integrations
- LimFi says it works with existing ERP, TMS, and banking systems; its contact page names SAP and Oracle and mentions an API suite.checked 11 Oct 2026
- Intended users
- LimFi says it is for domestic multi-entity and multinational companies, and offers banks a white-label capability.checked 11 Oct 2026
- Liquidity visibility
- The product provides a consolidated view of cash across entities and banks, refreshed according to the connectivity available.checked 4 Oct 2026
- Netting
- LimFi says its netting consolidates intercompany obligations and can reduce payment volume by up to 74% under a representative mid-market scenario.checked 11 Oct 2026
- Policies
- LimFi says treasury and tax teams can set policies and entity-level constraints that are checked before settlement.checked 11 Oct 2026
- Policy governance
- A central constraint library with entity-level overrides checks movements against policy before execution.checked 4 Oct 2026
- Product
- LimFi describes itself as a control layer for multi-entity treasury that works with existing banks, TMSs, ERPs, and payment rails.checked 11 Oct 2026
- Security
- The product page says the platform is being built to SOC 2 Type II and ISO 27001 standards, with SOX, BCBS 248, and AML/KYC controls embedded in transaction flows.checked 4 Oct 2026
- Security status
- The product page says the platform is being built to SOC 2 Type II and ISO 27001 standards; the contact page says it maintains those standards and encrypts data in transit and at rest.checked 11 Oct 2026
- Support and implementation
- The contact page says typical implementations take 8–12 weeks depending on complexity and integrations, with dedicated support.checked 11 Oct 2026
The company
- Company stage
- LimFi describes itself as an early-stage company working with design partners to prove the model on live intercompany flows.checked 11 Oct 2026
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