Kiraya Setu
Kiraya Setu is a web platform for Indian landlords managing properties, tenants, and rent payments.
What Kiraya Setu is
Kiraya Setu is a web platform for Indian landlords managing properties, tenants, and rent payments. It accepts rent through UPI, NEFT, IMPS, cash, or cheque, and can send WhatsApp reminders three days before rent is due. It generates rent receipts automatically and can deliver them by email or WhatsApp. Landlords can record maintenance requests, set priorities, track resolution, and log repair costs. Reports cover rental income, expenses, and net profit, along with taxable rental income calculations. The maker lists Google Pay, PhonePe, and other UPI apps as payment options. A free plan covers up to two tenants, with basic rent tracking, manual reminders, and receipt downloads. Paid plans start at ₹149/mo, and a 30-day trial is listed. UPI and direct bank transfers incur a 1.5% processing fee. The maker says data in transit uses TLS 1.3 and sensitive stored data uses AES-256 encryption; backups occur every six hours with point-in-time recovery and geographically separate storage. It also says it does not store card or UPI credentials, with payment processing handled by certified gateways.
Good
- Accepts UPI, bank transfers, cash, and cheques
- Automates rent receipts and WhatsApp reminders
- Tracks maintenance requests and repair costs
- Reports rental income, expenses, and net profit
- Free plan covers up to two tenants
Watch out
- UPI and direct bank transfers incur a 1.5% fee
- Free plan has manual reminders
- Free plan is limited to two tenants
Who it suits
Kiraya Setu suits Indian landlords who want to manage rent, tenant-related maintenance, and rental income reporting online. The free plan is limited to two tenants; larger tenant capacities are listed in paid plans.
Verdict
Kiraya Setu combines rent collection, reminders, receipts, maintenance tracking, and tax-related reporting for landlords. Consider the tenant limits and the processing fee on UPI and direct bank transfers.
Plans and prices
From Kiraya Setu's own pricing page, checked 15 Oct 2001.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | Up to 2 tenants · Basic rent tracking · Manual reminders · Rent receipt download · ₹0 /mo; 1 month free trial |
| Starter | ₹149 a month | Up to 10 active tenants · Automated WhatsApp + email · Automatic receipt PDF · Expense tracking · ₹149 /mo (₹299 shown crossed out); 1 month free trial |
| Growth | ₹299 a month | Up to 25 active tenants · Starter features · Maintenance tracking · Agreement storage · ₹299 /mo (₹598 shown crossed out); 1 month free trial |
| Pro | ₹499 a month | Up to 60 tenants · Multi-user access · Accountant export · Priority support · ₹499 /mo (₹998 shown crossed out); 1 month free trial |
| Unlimited | ₹999 a month | Unlimited tenants · Unlimited units · 24/7 dedicated manager · Custom feature access · ₹999 /mo (₹1,998 shown crossed out); 1 month free trial |
The facts
Each one read from Kiraya Setu's own pages, with the date it was checked.
What it does
- Access control
- Role-based access controls restrict account data and the company says API endpoints require authentication and authorization.checked 15 Oct 2001
- Authentication
- The security page lists bcrypt password hashing, Google OAuth and automatic session expiry.checked 15 Oct 2001
- Automated reminders
- The service can send WhatsApp and SMS rent reminders before and on the due date.checked 15 Oct 2001
- Backups
- Backups are described as running every six hours with point-in-time recovery and geographically separate storage.checked 15 Oct 2001
- Data handling
- The maker says it does not store credit card or UPI credentials and that payment processing is handled by certified payment gateways.checked 11 Oct 2001
- Encryption
- The security page says data in transit uses TLS 1.3 and stored sensitive data uses AES-256 encryption.checked 11 Oct 2001
- Expense categories
- The reporting feature categorizes deductible items such as repairs, property tax and interest.checked 15 Oct 2001
- Fee
- The help center says UPI and direct bank transfers incur a 1.5% processing fee.checked 11 Oct 2001
- Founder
- The about page names Sachin Yadav as founder and CEO and says he has more than 15 years of property-management experience.checked 15 Oct 2001
- Google Play data disclosure
- The Kiraya listing states that no data is shared with third parties and no data is collected.checked 15 Oct 2001
- Google Play listing downloads
- A Google Play listing named Kiraya shows 100+ downloads and an Everyone content rating.checked 15 Oct 2001
- Google Play update
- The Kiraya Android listing reports an update on June 11, 2026 containing bug fixes, performance improvements and UI enhancements.checked 15 Oct 2001
- Integrations
- The maker lists Google Pay, PhonePe, and other UPI apps for rent payments, as well as WhatsApp and email for receipts and reminders.checked 11 Oct 2001
- KYC handling
- The company says uploaded Aadhaar and PAN documents are encrypted, limited to the uploading landlord and not shared with third parties.checked 15 Oct 2001
- Languages
- The service advertises Hindi and English support for receipts and reminders.checked 15 Oct 2001
- Limit: paid-tier capacity
- Starter, Growth and Pro cap active tenants at 10, 25 and 60 respectively; unlimited capacity requires the Unlimited plan.checked 15 Oct 2001
- Maintenance
- Landlords can log maintenance requests, assign priorities, track resolution, and record repair costs.checked 11 Oct 2001
- Maintenance tickets
- Tenants can submit maintenance requests that landlords assign priorities to and track through resolution.checked 15 Oct 2001
- Online payments
- Landlords can collect rent through UPI, net banking and credit cards with instant settlement.checked 15 Oct 2001
- Payment cycles
- Rent schedules can be monthly, quarterly or annual.checked 15 Oct 2001
- Payment-data handling
- KirayaSetu says it does not store card or UPI credentials and uses certified payment gateways for processing.checked 15 Oct 2001
- Payment tracking
- A dashboard tracks paid, pending and overdue payments.checked 15 Oct 2001
Where it runs
- Google Play app capabilities
- The Kiraya Android listing describes OTP and Google sign-in, GPS and Google Maps, PDF/image uploads, automated rent calculations, 18% GST handling and WhatsApp receipt sharing.checked 15 Oct 2001
Money
- Limit: free tier capacity
- The Free plan is limited to two tenants and manual reminders.checked 15 Oct 2001
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