Best First ACH API Alternatives in 2026
Updated
20 apps from ACH payment processing software ranked against First ACH API on the same published basis.
- 1First ACH API vs OpenACH
- 2First ACH API vs Nickel
- 3First ACH API vs ACH Processing Company
- 4First ACH API vs ACHPAY.AI
- 5First ACH API vs Rotessa
- 6First ACH API vs Plaid
- 7First ACH API vs ACH Payments
- 8First ACH API vs GoACH
- 9First ACH API vs PayJunction ACH Payment Processing
- 10First ACH API vs ACHQ
- 11First ACH API vs Checkbook.io ACH API
- 12First ACH API vs Helix ACH
- 13First ACH API vs Increase ACH
- 14First ACH API vs Profituity
- 15First ACH API vs Stripe ACH Direct Debit
- 16First ACH API vs Paymentus
- 17First ACH API vs Authorize.net
- 19First ACH API vs Stryd
- 20First ACH API vs GoCardless Bank Account Data
- 21First ACH API vs Dwolla
First ACH API alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | OpenACH | 7.1 | Free plan | Free | Android, API, iOS, self-hosted, Web |
| 2 | Nickel | 6.7 | Free plan | $35/mo | Web |
| 3 | ACH Processing Company | 6.4 | No | — | API, Web |
| 4 | ACHPAY.AI | 6.4 | No | — | API, Web |
| 5 | Rotessa | 6.4 | No | $0.35/mo | API, Mac, Web, Windows |
| 6 | Plaid | 6.3 | No | — | Android, API, iOS, Web |
| 7 | ACH Payments | 6.2 | No | $0.35/mo | API, Web |
| 8 | GoACH | 6.2 | No | — | API, Web |
| 9 | PayJunction ACH Payment Processing | 6.2 | No | $0.75/mo | API, Browser, iOS, Web |
| 10 | ACHQ | 6.1 | No | $39/mo | API, Web |
| 11 | Checkbook.io ACH API | 6.1 | No | $2,000/mo | API, Web |
| 12 | Helix ACH | 6.1 | No | — | Web |
| 13 | Increase ACH | 6.1 | No | — | API, Web |
| 14 | Profituity | 6.1 | No | $10/mo | API, Web |
| 15 | Stripe ACH Direct Debit | 6.1 | No | — | API, Web |
| 16 | Paymentus | 5.7 | No | — | Web |
| 17 | Authorize.net | 5.6 | No | $25/mo | Web |
| 19 | Stryd | 5.5 | No | — | Web |
| 20 | GoCardless Bank Account Data | 5.4 | No | — | Web |
| 21 | Dwolla | 5.1 | No | — | Web |
Make your app an alternative to First ACH API
See the priceThe sponsored alternative slot on this page is labelled Sponsored.
Questions about First ACH API alternatives
What is the best alternative to First ACH API?
OpenACH, number 1 in ACH payment processing software with a score of 7.1 out of 10. The others here: Nickel, ACH Processing Company, ACHPAY.AI and 16 more.
What is the best free alternative to First ACH API?
OpenACH is the best-ranked alternative with a free plan. 2 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on.