Finexer
Finexer is a B2B open banking platform for businesses that need bank data, payment initiation, or bank-based identity checks in their services.
What Finexer is
Finexer is a B2B open banking platform for businesses that need bank data, payment initiation, or bank-based identity checks in their services. Its data service supplies real-time account details, balances, transaction history, merchant and category data, and income and expense information. Payment tools support instant account-to-account transfers, payment links, QR code payments, batch payments, and automated receipts. Identity verification can support customer KYC and AML processes. Businesses can connect through an Open Banking API, dashboard, hosted consent pages, or consent links. Developer resources include a REST-based API, webhooks, documentation, sandbox accounts, and developer support; sandbox accounts that replicate production functionality are free. The supported-bank directory lists UK institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling, and Wise. Instant Payments are limited to UK businesses and currently supported only in GBP. Finexer is headquartered in London and identifies accounting and ERP, lawtech, EPOS, payroll and invoicing, property, and utility billing among its use cases. Pricing is available on request.
Good
- Provides real-time account and transaction data.
- Offers multiple payment methods and batch payments.
- Free sandbox accounts replicate production functionality.
- Connection options include hosted consent pages and links.
- Lists API documentation, webhooks, and developer support.
Watch out
- Instant Payments are limited to UK businesses.
- Instant Payments currently support GBP only.
- Pricing is available on request.
Who it suits
Finexer suits businesses building bank-data access, payment initiation, or bank-based identity checks into services. Listed use cases include accounting and ERP, lawtech, EPOS, payroll and invoicing, property, and utility billing.
Verdict
Finexer combines open banking data, payment initiation, and identity checks with developer tools and free sandbox access. Its payment eligibility and currency limits are key considerations for businesses outside the supported scope.
Plans and prices
From Finexer's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise | Priced on request | Volume-based pricing · Account management · Migration assistance · Customized setup |
| Standard | Priced on request | Standard pricing · White label · Data & Payments · Dashboard & Connect · Unlimited Finexer accounts |
| Startup | Priced on request | Discounted pricing · White label · Data & Payments · Dashboard & Connect · Unlimited Finexer accounts |
The facts
Each one read from Finexer's own pages, with the date it was checked.
What it does
- Availability
- Finexer describes its cloud software as available 24/7 with a 99.99% SLA.checked 4 Oct 2026
- Bank coverage
- Finexer lists UK financial institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling, and Wise in its supported-bank directory.checked 4 Oct 2026
- Compliance
- Finexer states it is Cyber Essentials certified and ICO registered, and that Finexer Ltd is FCA-authorised under the Payment Services Regulations 2017, firm reference 925695.checked 4 Oct 2026
- Data aggregation
- Its data service provides real-time bank data, including transactions, balances, income and expense information, and account details.checked 4 Oct 2026
- Developer tools
- Finexer provides a REST-based API, webhooks, API documentation, sandbox accounts, and developer support.checked 4 Oct 2026
- Identity checks
- Finexer offers bank-based identity verification to support customer KYC and AML processes.checked 4 Oct 2026
- Payment limits
- The pricing FAQ says Instant Payments are available only to UK businesses and payments are currently supported only in GBP.checked 4 Oct 2026
- Payments
- The payments service supports instant account-to-account payments, payment links, QR code payments, batch payments, and automated receipts.checked 4 Oct 2026
- Product
- Finexer is a B2B open banking platform for accessing clients’ bank accounts and initiating payments on their behalf.checked 4 Oct 2026
- Security
- Finexer says sensitive data is encrypted with AES-256 in an isolated data store, and two-factor authentication is required for approved accounts.checked 4 Oct 2026
- Support
- The company says its support specialists are available 16 hours a day, seven days a week.checked 4 Oct 2026
- Who it serves
- The site identifies accounting and ERP, lawtech, EPOS, payroll and invoicing, proptech and real estate, and utility billing as use cases.checked 4 Oct 2026
Money
- Free sandbox
- Finexer says sandbox accounts that replicate production functionality are free of charge.checked 4 Oct 2026
- Plan limits
- The pricing FAQ says Startup and Standard customers get all available features regardless of plan.checked 4 Oct 2026
The company
- Headquarters
- London, United Kingdomchecked 28 Sep 2026
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