finAPI
The facts below are what the maker publishes about finAPI, checked and dated. Our editors have not written about it yet.
Plans and prices
From finAPI's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Access B2C — basic licence, up to 200 users | €60 a month | Up to 200 users · private accounts · Monthly flat rate |
| Data Intelligence PG A — basic licence to 200 calls | €80 a month | Up to 200 calls · Income, Spending, Balance, Recurring Transactions and Cross-Country Reports · Monthly flat rate |
| finAPI Demobank Lite | €99 a month | Demobank Lite · Monthly flat rate |
| Access B2X — basic licence, up to 200 users | €100 a month | Up to 200 users · private and business accounts · Monthly flat rate |
The facts
Each one read from finAPI's own pages, with the date it was checked.
What it does
- Bank connectivity
- The Banking API retrieves account data using PSD2 XS2A, FinTS, web scraping or financial service provider APIs, depending on availability.checked 8 Oct 2026
- Credit checks
- The Digital Account Check and KreditCheck combine account analyses for credit decisions and can be used through backend integration or a zero-integration widget.checked 8 Oct 2026
- Data intelligence
- Data Intelligence supports transaction categorization, cash-flow and risk analysis, and contract detection.checked 8 Oct 2026
- Hosting
- The company says it uses servers located in Germany.checked 8 Oct 2026
- Integrations
- The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.checked 8 Oct 2026
- Intended customers
- finAPI describes its customers as banks, financial service companies, fintechs and companies from other sectors.checked 8 Oct 2026
- Payments
- The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.checked 8 Oct 2026
- Product areas
- Its product areas include open banking, data intelligence, KYC and online payments.checked 8 Oct 2026
- Regulatory status
- The company says its account information and payment initiation services are licensed and approved by Germany’s BaFin.checked 8 Oct 2026
- Security and certification
- TÜViT certified finAPI with its Trusted Site Privacy certificate for processes related to account information and payment initiation services.checked 8 Oct 2026
- Support
- The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.checked 8 Oct 2026
- What it does
- finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications.checked 8 Oct 2026
The company
- Founded
- 2008checked 28 Sep 2026
- Headquarters
- Munich, Germanychecked 28 Sep 2026
Money
- Trial
- finAPI offers free access to its test system for 30 days.checked 8 Oct 2026
Alternatives to finAPI
- 1
Trovata TMS
AndroidiOSWebAPI7.3From $24,000 a year - 2
CAMSfinserv Account Aggregator
Free planAndroidWebAPI7.1Free plan - 3
MX
Free planAndroidiOSWebAPI7.0Free plan - 4
Salt Edge Data Aggregation
AndroidiOSWebAPI6.9 - 5
TrueLayer Data API
Free planAndroidiOSWebAPI6.9Free plan - 6
Brankas
AndroidiOSWebAPI6.8