Figured

Overview

Figured is agricultural financial software for farm businesses and the accountants and advisers who work with them. It is best suited to operations that want to plan finances alongside production and already use Xero, MYOB or QuickBooks Online. Its combined view of farm activity and financial performance is a strong fit for that audience, but the required accounting connection rules out farms using other systems.

Key features

Farm Manager brings together three-way forecasting, scenario modelling, variance reporting and agricultural financial reports. That makes it useful for comparing plans with results and weighing possible changes, rather than only recording transactions. Production tracking covers livestock movements, crop and milk production, feed transactions and operating expenses, giving farm businesses a way to incorporate operational activity into their financial management.

Reporting Studio supports customizable reports, and Auto Analyst can generate commentary from live report data. The plan distinction is important: Farm Reporter includes Reporting Studio for actuals only, while Farm Manager includes planning and forecasting. Figured also connects with farm-management services including AgriWebb, Agworld, FarmIQ and Trev; it lists dairy-processor connections and AI scanning for killsheets from AFFCO, Silver Fern Farms, ANZCO and Alliance. An open API provides another route for integrations.

Security measures include required two-factor authentication and encryption in transit and at rest. Figured says it is SOC 2 Type II and SOC 3 compliant, and hosts application data on Google Cloud Platform in the United States while complying with New Zealand and Australian privacy laws and GDPR. Support comes through an online Help Center and in-app Customer Success chat. A 30-day free trial uses live, changeable data for budgets, plans and reports, with no setup required.

Pricing

Figured is paid software with a free 30-day trial and no free plan. The entry-level paid plan, Financial Manager, costs $14.50/month and excludes production tracking; it is limited to non-trading entities. It may suit an entity that needs financial management without farm production records, but it is not the lower-cost route to full farm tracking.

Multi-Entity is shown at no cost, with cost to add included. It consolidates multiple Figured files and provides group-wide reporting and bank and governance packs, making it relevant to organizations managing several files rather than a standalone farm seeking production tools.

Farm Reporter costs $40/month, includes 25 fields, and adds $40/month per additional 50 fields. Its Reporting Studio is limited to actuals, so it suits reporting needs that do not require the forecasting in Farm Manager. Commercial Manager costs $50/month, is for non-farming clients and has no production tracking; it is a poor fit for a farm that needs operational records connected to finances.

Farm Manager (Single Farm Business) costs $90/month and includes 25 fields, with each additional 50 fields costing $90/month. This is the plan for a single farm business needing production tracking and the full planning and reporting combination. Farm Manager (Multi-Farm) also costs $90/month per farm, with each additional 50 fields costing $90/month; non-production entities cost $14.50/month each. It supports multiple farming operations under one accounting file, which is more suitable for multi-farm structures, though the per-farm and field charges can raise the total. No seat limits or trial renewal terms are stated.

Platforms

Figured runs on the web. Each farm must connect to Xero, MYOB or QuickBooks Online to access it, so accounting compatibility is a prerequisite rather than an optional integration.

Who it's for

Figured is a strong choice for farms and advisers who need forecasting, scenario comparisons and production records in one financial workflow, especially where several operations share an accounting file. It is less appropriate for farms that do not use one of its required accounting systems, or for buyers who need a broad platform choice beyond web access.

Pros and cons

• Pros: Farm Manager pairs forecasting and variance reporting with livestock, crop, milk, feed and expense tracking, giving planning a farm-specific operational context.
• Pros: Custom reports, live-data commentary and connections to farm-management and processor systems can support reporting across an existing farm software setup.
• Pros: The 30-day trial works with live, changeable budgets, plans and reports without setup, allowing prospective users to assess a real workflow.
• Cons: Every farm needs Xero, MYOB or QuickBooks Online, excluding otherwise suitable operations on other accounting systems.
• Cons: Production tracking is absent from Financial Manager and Commercial Manager, while Farm Reporter limits Reporting Studio to actuals.
• Cons: Farm Manager's field allowances and per-50-field charges can make the monthly cost climb for larger operations.

Alternatives

Farm Accounting Software is a useful category starting point for comparing farm-accounting options. Choose Farm-Ledger instead if you want a free starter tier or Android and iOS access alongside web; its paid Farm plan is $25.00 per month. AgriERP is worth considering if you need platforms such as Windows, self-hosting or mobile apps; its Lite pricing depends on platform, operation size and modules.

Phoenix Financials is an alternative for buyers seeking desktop or mobile access as well as web, with a desktop locally installed Lite plan from AUD 57 per month. Traction Ag may suit readers looking for multiple entities in one subscription and bank and credit-card sync; its Basic plan is $95 / month. FarmRaise Tracks is another option for income and expense tracking with bank and card imports, at $36/mo billed yearly at $432.

FINPACK offers a different purchasing model, with one-time plans providing access through December 2027. CenterPoint Fund Accounting is a web and Windows alternative with unlimited funds and grants. FarmBooks is a locally installed option for Mac or Windows, sold as a single-farm installation for $595.00 USD once.

Verdict

Choose Figured if your farm already uses Xero, MYOB or QuickBooks Online and you want financial forecasting tied to production tracking, reports and farm integrations. Its clearest advantage is that operational and financial planning sit in the same workflow. Look elsewhere if you need production tracking on a cheaper plan, cannot meet the accounting requirement, or want an app beyond the web.