Dock
Dock provides payments and banking infrastructure that companies can use to offer financial services.
What Dock is
Dock provides payments and banking infrastructure that companies can use to offer financial services. Its Dock One platform is designed for operations across markets, with cloud-native architecture, one API integration point and configuration by country, currency and business model. Its modular ledger supports multiple currencies and balances, customizable accounts, transaction rules, approval flows and reports. Dock lists card issuing, digital accounts, acquiring and fraud prevention among its services. Its white-label banking can include digital accounts, branded debit cards, Pix transfers, bill payments and boleto payments. Acquiring supports in-person and online payment acceptance, while fraud tools include transaction monitoring and customer communication through SMS, WhatsApp and email. Dock says it is regulated by Brazil's Central Bank and lists security and compliance certifications including ISO/IEC 27001 and PCI DSS. Pricing is available on request, and the listed supported region is Latin America. The company's history began with Conductor in 1999; Dock was formed within Conductor in 2018.
Good
- Configurable by country, currency and business model
- Ledger supports multiple currencies and balances
- Offers banking, card issuing, acquiring and fraud prevention
- Developer documentation organizes APIs by platform
Watch out
- Pricing is available on request
- Supported region listed as Latin America
Who it suits
Dock is for businesses seeking infrastructure to build or operate financial services, including banking, card issuing or acquiring. Its listed supported region is Latin America.
Verdict
Dock combines configurable financial infrastructure with banking, card, acquiring and fraud-prevention services. Businesses should contact its commercial team for pricing and assess fit for their region and operating model.
The facts
Each one read from Dock's own pages, with the date it was checked.
What it does
- Acquiring
- Dock offers white-label acquiring with in-person and online payment acceptance, including POS, TEF, Pix, Tap On Phone, payment links, APIs, and Pix Checkout.checked 4 Oct 2026
- API security
- Dock says API communication uses HTTPS with TLS, and integration tokens are delivered using PGP encryption.checked 4 Oct 2026
- Banking
- Dock’s white-label banking offering includes digital accounts, branded debit cards, Pix transfers, bill payments, and boleto payments.checked 4 Oct 2026
- Cards
- Dock provides card processing and card programs, including transaction authorization, settlement, chargeback management, and reconciliation.checked 4 Oct 2026
- Certifications
- Dock’s compliance page lists ISO/IEC 22301, ISO/IEC 27001, ISO/IEC 27701, PCI DSS, PCI PIN Security, and ISAE 3402.checked 4 Oct 2026
- Cloud architecture
- Dock One uses cloud-native architecture.checked 3 Oct 2026
- Configurable operations
- Dock One lets companies configure operations by country, currency, and business model.checked 4 Oct 2026
- Configuration
- Dock One can be configured by country, currency, and business model.checked 3 Oct 2026
- Developer integration
- Dock’s developer documentation organizes APIs into platforms for Dock One, Banking, Cards & Credit, and Acquiring.checked 4 Oct 2026
- Dock One
- Dock One is a cloud-native, integrated platform with a single API for financial-services operations.checked 4 Oct 2026
- Financial services
- Dock lists card issuing, digital accounts, acquiring, and fraud prevention among its financial services solutions.checked 3 Oct 2026
- Fraud communications
- Its multichannel communication service can use SMS, WhatsApp, and email to validate transactions and help prevent fraud.checked 4 Oct 2026
- Fraud prevention
- Dock says its transaction monitoring uses artificial intelligence to detect suspicious behavior in real time and reduce false positives.checked 4 Oct 2026
- Integration
- Dock One offers one API as a single integration point for implementation.checked 3 Oct 2026
- Ledger
- Its core ledger supports multiple currencies and balances, customizable accounts, transaction rules, approval flows, and reports.checked 3 Oct 2026
- Payments
- Its banking solutions include payment methods such as Pix, boletos, and Open Finance.checked 3 Oct 2026
- Product
- Dock provides payments and banking technology and infrastructure that companies can use to create and offer financial services.checked 3 Oct 2026
- Regulatory status
- Dock says it is a payment institution regulated by Brazil's Central Bank.checked 3 Oct 2026
- Sales and pricing
- The site directs businesses to contact its commercial team for information about solutions; it does not state a public product price on the pages reviewed.checked 4 Oct 2026
- Security
- Dock says confidentiality, integrity, and secure availability of information are priorities, and that it follows information-security laws, standards, best practices, and international standards.checked 3 Oct 2026
The company
- Company history
- Dock's history page says its journey began in 1999 with the founding of Conductor, and that Dock was formed within Conductor in 2018.checked 3 Oct 2026
- Founded
- 1999checked 28 Sep 2026
- Headquarters
- Barueri, São Paulo, Brazilchecked 28 Sep 2026
Where it runs
- Platform modules
- Dock One describes a modular, event-based architecture with specialized components.checked 3 Oct 2026
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