Currencycloud
Currencycloud provides cross-border payment infrastructure for businesses collecting, converting, sending, and managing multiple currencies.
What Currencycloud is
Currencycloud provides cross-border payment infrastructure for businesses collecting, converting, sending, and managing multiple currencies. Its platform offers access to 36+ currencies in over 180 countries, along with virtual wallets and named accounts for customers. The company describes global payments as including same-day transfers for multiple currencies. Developer guides cover balances, transfers, payments, FX rates and conversions, collections, and sub-accounts. Businesses can use API integration, Currencycloud Direct, or a white-label solution. Developers can register for a demo API key, but demo trades do not execute real payments; live access requires opening an account and completing onboarding. Currencycloud says it serves entrepreneurs launching financial services, traditional banks, and digital financial businesses. Its regulation page lists Australia, Canada, the Netherlands, the United Kingdom, and the United States. A company article says it received ISO 27001:2013 certification for its information security management system. One API limitation is that transfers between accounts do not convert currencies, so both accounts must hold funds in the same currency. Pricing is custom and requires contacting sales to discuss a live account.
Good
- Access to 36+ currencies across over 180 countries.
- Offers virtual wallets and named accounts.
- Same-day transfers are described for multiple currencies.
- API guides cover payments, FX, collections, and sub-accounts.
- Multiple integration options are listed.
Watch out
- Pricing is custom and requires contacting sales.
- Demo API trades do not execute real payments.
- Account-to-account transfers do not convert currencies.
- Live access requires onboarding.
Who it suits
Currencycloud may suit financial businesses, banks, or entrepreneurs building services that need cross-border payment infrastructure. It offers API, direct, and white-label integration options.
Verdict
Currencycloud provides payment infrastructure with several integration paths and broad geographic and currency coverage. Businesses should factor in live-account onboarding and the same-currency requirement for transfers between accounts.
Plans and prices
From Currencycloud's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom pricing | Priced on request | Contact sales to discuss opening a live account |
The facts
Each one read from Currencycloud's own pages, with the date it was checked.
What it does
- Accounts
- Its offering includes virtual wallets and named accounts for customers.checked 2 Oct 2026
- API features
- Developer guides cover balances, transfers, payments, FX rates and conversions, collections, and sub-accounts.checked 2 Oct 2026
- Coverage
- The website says its platform provides access to 36+ currencies in over 180 countries.checked 2 Oct 2026
- Demo access
- Developers can register for a demo API key; demo trades do not execute real payments, and live access requires opening an account and completing onboarding.checked 2 Oct 2026
- Information security
- A Currencycloud article says the company received ISO 27001:2013 certification for its information security management system.checked 2 Oct 2026
- Integration
- Currencycloud offers API integration, Currencycloud Direct, and a white-label solution as three platform options.checked 2 Oct 2026
- Notable limitation
- The API documentation says transfers between accounts do not perform currency conversion, so both accounts must hold funds in the same currency.checked 2 Oct 2026
- Payment network
- The company describes its global payments as including same-day transfers for multiple currencies.checked 2 Oct 2026
- Purpose
- Currencycloud provides cross-border payment infrastructure for businesses to collect, convert, send and manage multiple currencies.checked 2 Oct 2026
- Regulation
- Currencycloud’s regulation page says it is regulated in Australia, Canada, the Netherlands, the United Kingdom and the United States.checked 2 Oct 2026
- Security
- The developer portal says API authentication tokens expire after 30 minutes of inactivity and accounts are disabled after four unsuccessful login attempts within a short period.checked 2 Oct 2026
- Support
- The developer portal directs users to contact its support team for help.checked 2 Oct 2026
- Who it serves
- The company says it serves entrepreneurs launching financial services, traditional banks innovating, and digital financial businesses.checked 2 Oct 2026
The company
- Founded
- 2012checked 28 Sep 2026
- Headquarters
- London, United Kingdomchecked 28 Sep 2026
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