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Currencycloud vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactCurrencycloudPaystack
HeadquartersLondon, United KingdomLagos, Nigeria
SecurityThe developer portal says API authentication tokens expire after 30 minutes of inactivity and accounts are disabled after four unsuccessful login attempts within a short period.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

Currencycloud plans

  • Custom pricingPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Currencycloud if…

Currencycloud may suit financial businesses, banks, or entrepreneurs building services that need cross-border payment infrastructure. It offers API, direct, and white-label integration options.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share