Credit Risk
Credit Risk is a web platform for trade creditors that supports credit applications, bureau data integration, risk assessment, and reporting.
What Credit Risk is
Credit Risk is a web platform for trade creditors that supports credit applications, bureau data integration, risk assessment, and reporting. Customers can complete online onboarding with digital signatures and a document centre, and applications can be customised. The maker describes application vetting as FICA compliant and says it takes less than 15 minutes. Book management includes age analysis, prioritisation, segmentation, and a diary for follow-ups; the platform also offers exposure monitoring, risk scoring, and an application workflow. Pre-legal collection support is provided by Erick Breytenbach Attorneys, with status reports, notifications, document uploads, and real-time communication. Credit Risk lists TransUnion, Inoxico, and EB Attorneys as partners, and API access appears in its plans table. The plans are Express, Enterprise, and Comprehensive; Comprehensive includes 250 accounts. All three include online support and documentation. Bureau reports and default listings are charged per use; the plans also list charges for collection services, letters, analysis, and custom work. Pricing is available on request, and a free trial is offered. The terms set a minimum contract of six calendar months, followed by one calendar month's written notice to terminate.
Good
- Online onboarding includes digital signatures and a document centre
- Book management includes age analysis and follow-up diaries
- Pre-legal collections include status reports and communication
- All plans include online support and documentation
Watch out
- Pricing is available on request
- Bureau reports and default listings are charged per use
- Minimum contract period is six calendar months
- Users remain responsible for independent judgment and compliance
Who it suits
Credit Risk may suit trade creditors seeking digital application handling, bureau data, risk assessment support, and book management. Its collection support and reporting features may also be relevant to teams managing follow-ups and pre-legal collections.
Verdict
Credit Risk brings applications, risk support, book management, and collection assistance into a web workflow. Request pricing and review the six-month minimum term and usage charges before committing.
Plans and prices
From Credit Risk's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Comprehensive | Priced on request | 250 accounts · Bureau reports pay per usage · Image AFS analysis R 30 per analysis · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation |
| Enterprise | Priced on request | Bureau reports pay per usage · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation |
| Express | Priced on request | Bureau reports pay per usage · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation |
The facts
Each one read from Credit Risk's own pages, with the date it was checked.
What it does
- API
- API access appears as a feature in the available plans table.checked 8 Oct 2026
- Book management
- Book management includes age analysis, prioritising and segmenting, and a diary for follow-ups.checked 8 Oct 2026
- Contract period
- The terms specify a minimum contract period of six calendar months, followed by one calendar month's written notice to terminate.checked 8 Oct 2026
- Decision responsibility
- The terms say bureau data and platform outputs are decision-support information, and users remain responsible for independent judgment and applicable compliance.checked 8 Oct 2026
- Digital onboarding
- Customers can complete online onboarding with digital signatures and a document centre, and applications can be customised.checked 8 Oct 2026
- Extra charges
- The plans table lists customisation and custom integrations as quoted based on scope, and batch bureau reports as quoted based on volume.checked 8 Oct 2026
- Partners
- The maker lists TransUnion, Inoxico, and EB Attorneys as partners.checked 8 Oct 2026
- Password security
- The terms state that clients are responsible for password security and that Creditrisk does not take responsibility for client passwords.checked 8 Oct 2026
- Pre-legal collections
- Pre-legal collection support is provided by Erick Breytenbach Attorneys, with status reports, notifications, document uploads, and real-time communication.checked 8 Oct 2026
- Purpose
- The platform provides digital tools for trade creditors, including credit application processing, bureau data integration, risk assessment support, and reporting and analytics.checked 8 Oct 2026
- Support
- All three listed plans include online support and documentation.checked 8 Oct 2026
- Vetting
- The maker describes its application vetting as FICA compliant and says the process takes less than 15 minutes.checked 8 Oct 2026
The company
- Headquarters
- Ridgeview Office Park, 248 Kent Ave, Ferndale, Randburg, Johannesburg, South Africachecked 28 Sep 2026
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