TradeCredit.ca
TradeCredit.ca is web-based workflow software for Canadian suppliers handling business credit applications and account terms.
What TradeCredit.ca is
TradeCredit.ca is web-based workflow software for Canadian suppliers handling business credit applications and account terms. Suppliers send branded links that collect structured business information, attestations, and documents while preserving submission history. Applicants can reuse business profiles, and the system requests trade references, sends reminders, tracks responses, and keeps follow-up history. A shared queue groups files as incomplete, waiting, or ready, with evidence, requested terms, and decisions together. Suppliers apply their own policy: TradeCredit.ca provides no proprietary risk score and does not automatically decline applicants. Decisions are immutable, with corrections saved as linked versions. Applicants and references need secure accounts and verified email before invited tasks. The maker says the product is in pilot development, with security and privacy review before real customer credit information is accepted. It does not request Social Insurance Numbers or dates of birth. Pricing starts at 49 CAD per month, with a free trial but no free plan.
Good
- Branded digital credit applications
- Reusable applicant business profiles
- Trade-reference reminders and status tracking
- Immutable decision history
- Role-limited access controls
Watch out
- No proprietary risk scoring
- Does not replace ERP or collections systems
- Pilot security review precedes real credit data
- Secure account and email verification required
Who it suits
TradeCredit.ca is intended for Canadian supplier credit, accounts-receivable, finance, sales, and branch teams managing business accounts on terms. It suits organizations wanting application and reference workflows while retaining their own human credit decisions.
Verdict
TradeCredit.ca organizes business-credit intake, references, review, and decision records without replacing a supplier’s policy or back-office systems. Its pilot status and lack of ERP, invoicing, collections, and payment functions are important fit considerations.
Plans and prices
From TradeCredit.ca's own pricing page, checked 8 Oct 2001.
| Plan | Price | What it gives you |
|---|---|---|
| Founding 500 | C$49 a month | First 500 verified businesses · After the first 12 months free; card required; cancel before the free period ends to avoid charges. Plus applicable tax. |
The facts
Each one read from TradeCredit.ca's own pages, with the date it was checked.
What it does
- Access controls
- Participants sign in with verified email, and access is limited to the information needed for their role and specific task.checked 8 Oct 2001
- Account requirement
- Applicants and trade references must sign in with a secure TradeCredit account and verify their email before accessing an invited task.checked 8 Oct 2001
- Audience
- The product is intended for Canadian suppliers and their credit, accounts-receivable, finance, sales, and branch teams handling business accounts on terms.checked 8 Oct 2001
- Confidentiality
- Trade-reference responses are shared with the requesting supplier and are not presented as applicant-facing account information.checked 8 Oct 2001
- Decision history
- Recorded decisions are immutable, and corrections create a linked version rather than overwriting the original record.checked 8 Oct 2001
- Human decisions
- The supplier applies its own credit policy and makes the decision; TradeCredit.ca does not provide a proprietary score or automatically decline applicants.checked 8 Oct 2001
- Limitations
- TradeCredit.ca does not replace ERP, invoicing, collections, payment processing, or cash application systems.checked 8 Oct 2001
- Privacy practices
- The maker says the product does not ask applicants for a Social Insurance Number or date of birth and is built for business credit rather than consumer credit.checked 8 Oct 2001
- Purpose
- TradeCredit.ca is workflow software for Canadian suppliers to collect business credit applications, coordinate trade references, and record human credit decisions.checked 8 Oct 2001
- Reference follow-up
- The product sends trade-reference requests and reminders, tracks response status, and keeps follow-up history with the case.checked 8 Oct 2001
- Reusable profiles
- Applicants can use reusable business profiles to reduce repeated data entry.checked 8 Oct 2001
- Review workflow
- A shared work queue shows incomplete, waiting, and ready files, with application evidence, requested terms, and decision history together.checked 8 Oct 2001
- Security status
- The security page states that TradeCredit.ca is currently in pilot development and that security and privacy review are part of its launch process before real customer credit information is accepted.checked 8 Oct 2001
Where it runs
- Digital applications
- Suppliers can send branded application links that collect structured business information and preserve submission, attestation, and document history.checked 8 Oct 2001
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