The ClearDebit homepage
Score6.3
Rank#3 of 22
Free planNo
Runs onAPI, Web

Summary

ClearDebit is ranked #3 of 22 in direct debit processing software on Everything Xiaomi. It runs on API, Web.

Compared on direct debit processing software

Payment frequency
bothcleardebit.com
Scheme coverage
domesticcleardebit.com
Mandate management
Yescleardebit.com
Hosted payment page
Yescleardebit.com

Facts

What it does
ClearDebit provides Direct Debit processing services, software and training to help businesses collect payments through Bacs.cleardebit.com · 4 Oct 2026
Software options
Mosaic Submit sends Direct Debit files to Bacs and returns reporting, while Mosaic Managed supports managing the full Direct Debit cycle.cleardebit.com · 4 Oct 2026
Payment controls
Mosaic software provides control over payment timing, reports, and the ability to manage changes within the software.cleardebit.com · 4 Oct 2026
Compliance
ClearDebit says it is Bacs Approved for its Bureau, Mosaic software and Training.cleardebit.com · 4 Oct 2026
Security
ClearDebit says its Bacs Approved Bureau and software follow data protection rules and regulations set out by the FCA and Bacs.cleardebit.com · 4 Oct 2026
Funds
For in-house software users, ClearDebit says it does not hold funds; processed collections go directly to the business's bank account.cleardebit.com · 4 Oct 2026
Integrations
ClearDebit says it is integrated with a range of membership CRMs, but the page does not name them.cleardebit.com · 4 Oct 2026
API
ClearDebit Bureau integrations can use either SFTP or an API to upload Bacs files and retrieve reports.docs.cleardebit.com · 4 Oct 2026
Payment types
Customers can collect one-off, regular or variable Direct Debit payments.cleardebit.com · 4 Oct 2026
Notable limit
ClearDebit says a business needs a Service User Number (SUN) to use its services and that it cannot currently support businesses without one.cleardebit.com · 4 Oct 2026
Processing limits
ClearDebit says there are no limits on the number or value of Direct Debits processed through its Bureau or software when the business holds a bank-sponsored SUN.cleardebit.com · 4 Oct 2026
Who it serves
Mosaic software is presented for businesses with internal resources to submit Direct Debits and for businesses that want to manage them in-house.cleardebit.com · 4 Oct 2026
Support
ClearDebit lists support by email at [email protected] and provides separate software support contact details.cleardebit.com · 4 Oct 2026
Company history
ClearDebit says it has helped businesses with Direct Debit since 1993.cleardebit.com · 4 Oct 2026
Mosaic Submit
Mosaic Submit sends Direct Debit files to Bacs and returns reporting, with a full audit trail.cleardebit.com · 4 Oct 2026
Mosaic Managed
Mosaic Managed supports the full Direct Debit cycle, including advance notice letters and transaction codes before Bacs processing.cleardebit.com · 4 Oct 2026
Reporting
Mosaic users can view payer and payment details, customer and Bacs reports, historic data, and automatically applied Bacs messages in the software.cleardebit.com · 4 Oct 2026
Integration
ClearDebit Bureau integrations can submit Bacs files and retrieve reports using either SFTP or an API.docs.cleardebit.com · 4 Oct 2026
Security and funds
ClearDebit says it follows FCA and Bacs data protection rules; its software does not hold funds, which go directly to the business’s bank account after Bacs processing.cleardebit.com · 4 Oct 2026
Customer protection
The company says Direct Debit customers are protected by the Direct Debit Guarantee.cleardebit.com · 4 Oct 2026
Limits
ClearDebit says there is no limit on payment count or value through its Bureau or software when the business holds a bank-sponsored SUN.cleardebit.com · 4 Oct 2026
Eligibility
Businesses need a Service User Number (SUN) to use ClearDebit’s products and services, and it says it cannot currently support businesses without one.cleardebit.com · 4 Oct 2026
Who it is for
The software is aimed at businesses with internal resources to submit Direct Debits and manage them in-house.cleardebit.com · 4 Oct 2026

Company

Founded
1993cleardebit.com · 28 Sept 2026
Headquarters
107 Cheapside, London, EC2V 6DN, UKcleardebit.com · 28 Sept 2026

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