ClearDebit
5.6#12 in direct debit processing softwareWebAPI
VisitClearDebit vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | ClearDebit | GoCardless Bank Account Data |
|---|---|---|
| Founded | 1993 | 2011 |
| Headquarters | 107 Cheapside, London, EC2V 6DN, UK | London, United Kingdom |
| Security | ClearDebit says its Bacs Approved Bureau and software follow data protection rules and regulations set out by the FCA and Bacs. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Support | ClearDebit lists support by email at [email protected] and provides separate software support contact details. | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. |
| Who it serves | Mosaic software is presented for businesses with internal resources to submit Direct Debits and for businesses that want to manage them in-house. | GoCardless says businesses can use its open banking network to access financial data such as account information and transaction history. |
ClearDebit plans
No prices published.
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick ClearDebit if…
ClearDebit's Mosaic software is aimed at businesses with internal resources to submit Direct Debits and manage the process in-house. Its services are not suitable for businesses without a Service User Number.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.