ClearDebit
5.6#12 in direct debit processing softwareWebAPI
VisitClearDebit vs Paystack
What both publish
| Fact | ClearDebit | Paystack |
|---|---|---|
| API | ClearDebit Bureau integrations can use either SFTP or an API to upload Bacs files and retrieve reports. | The public API is RESTful and JSON-based, uses HTTPS, and provides separate test and live keys. |
| Headquarters | 107 Cheapside, London, EC2V 6DN, UK | Lagos, Nigeria |
| Integrations | ClearDebit says it is integrated with a range of membership CRMs, but the page does not name them. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Reporting | Mosaic users can view payer and payment details, customer and Bacs reports, historic data, and automatically applied Bacs messages in the software. | The dashboard provides reporting, alerts, exports, transaction reports, customer search, and customer purchase insights. |
| Security | ClearDebit says its Bacs Approved Bureau and software follow data protection rules and regulations set out by the FCA and Bacs. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
ClearDebit plans
No prices published.
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Pick ClearDebit if…
ClearDebit's Mosaic software is aimed at businesses with internal resources to submit Direct Debits and manage the process in-house. Its services are not suitable for businesses without a Service User Number.
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.