Centime AP Automation
Centime AP Automation handles invoice capture, coding, approval, and payment inside an ERP.
What Centime AP Automation is
Centime AP Automation handles invoice capture, coding, approval, and payment inside an ERP. Its web-based service uses AI for invoice capture and supports purchase-order matching, automated matching, invoice reconciliation, and workflows. It integrates with Oracle NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, and every edition of QuickBooks with bidirectional sync. QuickBooks Online and Desktop support two-way matching because they do not record goods receipts; three-way matching is available with NetSuite, Sage Intacct, and Dynamics 365 Business Central. Supplier payments can be made by check, ACH, wire, or virtual card, and international wires include transparent FX rates. A built-in supplier portal lets vendors manage payment details and follow invoice status. Centime also supports multiple entities, direct bank feeds, scenario planning, automated reminders, and dispute management. The company describes its best fit as mid-market finance teams using the listed accounting systems, generally with $10M–$250M in revenue. Pricing is by custom quote based on monthly invoice and payment volume, with users included at no extra cost.
Good
- Supports AI invoice capture and purchase-order matching.
- Integrates with four named accounting systems.
- Offers check, ACH, wire, and virtual-card payments.
- Includes a supplier portal for payment details and invoice status.
- Users are included in the custom quote at no extra cost.
Watch out
- No free plan is listed.
- Pricing requires a custom quote.
- QuickBooks Online and Desktop support two-way matching only.
Who it suits
Centime AP Automation suits mid-market finance teams using QuickBooks, Microsoft Dynamics Business Central, Oracle NetSuite, or Sage Intacct. Teams needing multi-entity support, supplier self-service, and payment options beyond checks may also find it relevant.
Verdict
Centime combines ERP-based invoice workflows with supplier payments and a self-service portal. Confirm the matching options for your accounting system and request a quote based on invoice and payment volume.
Plans and prices
From Centime AP Automation's own pricing page, checked 1 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Accounts Payable | Priced on request | Based on monthly invoice/payment volume · users included at no extra cost · Custom quote |
The facts
Each one read from Centime AP Automation's own pages, with the date it was checked.
What it does
- Accounting integrations
- 4checked 23 Sep 2026
- ERP integrations
- Centime integrates with Oracle NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, and every edition of QuickBooks with bidirectional sync.checked 1 Oct 2026
- Fraud controls
- Automated capture, PO matching, approval policies, duplicate detection, and a full payment audit trail help mitigate fraud.checked 1 Oct 2026
- Implementation and support
- Most customers are live within 7–21 days, depending on selected modules and onboarding progress.checked 1 Oct 2026
- Invoice capture
- OCR captures invoice header and line-level detail, while AI predicts GL coding and learns coding patterns over time.checked 1 Oct 2026
- Multi-entity support
- Yeschecked 23 Sep 2026
- Payment execution
- Yeschecked 23 Sep 2026
- Payments
- Users can pay by check, ACH, wire, or virtual card, including international wires with transparent FX rates.checked 1 Oct 2026
- PO matching
- The service supports two-way and three-way PO matching and routes only exceptions for human review.checked 1 Oct 2026
- Purpose
- Centime automates invoice capture, coding, approval, and payment inside an ERP.checked 1 Oct 2026
- QuickBooks limitation
- QuickBooks Online and Desktop support two-way matching because they do not record goods receipts; three-way matching is available on NetSuite, Sage Intacct, and Dynamics 365 Business Central.checked 1 Oct 2026
- Security
- Centime states that it is SOC 1 and SOC 2 Type II certified, uses AES-256 encryption at rest and in transit, and performs periodic vulnerability assessments and penetration tests.checked 1 Oct 2026
- Supplier portal
- Suppliers can self-serve payment details and track invoice status through a built-in portal.checked 1 Oct 2026
- Target market
- Centime describes its best fit as mid-market finance teams using QuickBooks, Microsoft Dynamics Business Central, Oracle NetSuite, or Sage Intacct, generally with $10M–$250M in revenue.checked 1 Oct 2026
- Yield feature
- An optional interest-bearing AP disbursement account advertises 2.25% APY while paying suppliers, subject to change and FNBO disclosures.checked 1 Oct 2026
Where it runs
- Approval workflows
- Policy-based approval workflows route invoices to the appropriate approvers.checked 1 Oct 2026
The company
- Founded
- 2022checked 28 Sep 2026
- Headquarters
- Concord, Massachusetts, United Stateschecked 28 Sep 2026
Money
- Free plan
- Nochecked 23 Sep 2026
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