Bankly
Bankly is a Banking as a Service platform for businesses creating financial products such as digital accounts.
What Bankly is
Bankly is a Banking as a Service platform for businesses creating financial products such as digital accounts. It offers API and web access and provides more than 30 APIs for connecting services to a partner’s system. Account tools support opening and managing individual and business payment accounts, including multiple accounts for one customer. Listed payment services include Pix, TED transfers, bill payments, and deposit and collection boletos. Bankly also supports Mastercard card issuance, processing and management, embedded accounts, card-network payments and KYC/AML tools. It says it is a direct Pix participant with access to Brazil’s Central Bank DICT and is licensed as a Payment Institution, with bank code 332. Partners can test in a sandbox before homologation for production. Documentation includes manuals, API references with request simulations and monthly updates. Integration uses mTLS authentication. Pricing is on request, and services are supported in Brazil. The company lists banks, fintechs, startups, e-commerce businesses, acquirers, retailers and industries as customers.
Good
- More than 30 APIs
- Individual and business accounts
- Pix and TED payments
- Mastercard card issuing
- Sandbox for integration testing
Watch out
- Pricing on request
- Brazil-only supported region
- Partner must provide technology team
- No free plan
Who it suits
It suits Brazilian businesses building embedded financial products through APIs, including accounts, payments and cards. Partners need their own or contracted technology team to build the front end and integration.
Verdict
Bankly offers a broad API catalog for Brazilian account, payment and card products. Its partner-led integration model and request-based pricing require planning before adoption.
The facts
Each one read from Bankly's own pages, with the date it was checked.
What it does
- Accounts
- Its account management API supports opening and managing payment accounts for individuals and businesses, including multiple accounts for one customer.checked 7 Oct 2026
- Account services
- The platform supports opening and operating both individual and business accounts.checked 8 Oct 2026
- API catalog
- Bankly says it offers more than 30 APIs for integrating financial services into a partner’s system.checked 7 Oct 2026
- APIs
- Bankly says it provides more than 30 APIs for integrating financial services into a partner’s offering.checked 8 Oct 2026
- Cards
- The card platform supports issuance, processing and management of customized Mastercard cards.checked 8 Oct 2026
- Customers
- The maker says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers and industries.checked 8 Oct 2026
- Documentation
- The public developer portal includes integration guidance, API references, request simulations, and examples of responses and errors; its partner Playbook is private and provided after contracting.checked 8 Oct 2026
- Intended customers
- The company says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers, and industries.checked 7 Oct 2026
- Licensing
- Bankly says it is licensed by Brazil’s Central Bank to operate as a Payment Institution and identifies its bank code as 332.checked 8 Oct 2026
- Partner access
- Bankly says API credentials are provided after contract closure and a kickoff with its Technical Account Management team.checked 7 Oct 2026
- Partner requirements
- Partners need their own or a contracted technology team to build the operation’s front end and integrate with Bankly; the maker says the end customer must be supported by the partner.checked 8 Oct 2026
- Payments
- Its listed services include Pix, TED transfers, bill payment, and deposit and collection boletos.checked 8 Oct 2026
- Pix
- Bankly states that it is a direct participant in Pix and has direct access to the Brazilian Central Bank’s DICT.checked 7 Oct 2026
- Pricing
- Pricing proposals are customized by project; charges may include project setup, required products such as anti-fraud, a minimum monthly allowance for transactional APIs, and usage charges above that allowance.checked 8 Oct 2026
- Privacy
- Bankly’s privacy policy says it uses technical and organizational measures including access controls, encryption, monitoring, and vulnerability management to protect personal data.checked 7 Oct 2026
- Product
- Bankly provides a modular Banking as a Service platform for companies to build financial products such as digital accounts, Pix, cards, boletos and TED transfers.checked 8 Oct 2026
- Security
- Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles.checked 8 Oct 2026
- Support
- Bankly describes account managers, Technical Account Managers who help with API integration and production approval, and a technical Service Desk available 24 hours a day, seven days a week.checked 8 Oct 2026
- Testing
- Bankly provides a Sandbox environment for partners to test integrations before production.checked 8 Oct 2026
The company
- Headquarters
- São Paulo, Brazilchecked 28 Sep 2026
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