Aspire
Aspire is a finance platform for businesses that combines international payments, expense management, payables, and receivables.
What Aspire is
Aspire is a finance platform for businesses that combines international payments, expense management, payables, and receivables. Its business accounts support 13 listed currencies, while the US account offering includes payments to more than 98 major currencies and free real-time, ACH, and wire transfers. Businesses can issue instant virtual corporate cards with spend limits, currency restrictions, and selected-merchant controls. The Basic plan includes invoices, bills, budgets, claims, analytics, and Xero and QuickBooks integrations. Aspire also lists integrations with services including FreshBooks, Sage 50, Stripe, PayPal, Shopify, and Plaid. Xero integration is limited to Xero Business Edition accounts, and USD accounts held with DBS cannot currently connect to Xero. The mobile app is available on Android and iOS, alongside web and API access. Aspire says it is not a bank and holds client funds in segregated accounts with tier-one banks. A free plan is listed, with paid plans from 15 SGD/mo.
Good
- Business accounts list 13 supported currencies
- Virtual cards include spend and merchant controls
- Basic plan includes invoices, bills, budgets, and claims
- Mobile app is available on Android and iOS
Watch out
- Paid plans start at 15 SGD/mo
- Xero requires a Business Edition account
- DBS-held USD accounts cannot currently integrate with Xero
- Aspire is not a bank
Who it suits
Aspire is for businesses seeking accounts, payments, expense tools, and virtual cards in one platform. It may also suit teams using its listed accounting, payment, or commerce integrations.
Verdict
Aspire combines business finance tools with account, card, and integration features across web and mobile. Check the Xero limitations and plan details against your business needs before choosing it.
Plans and prices
From Aspire's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Basic | — | Business accounts · Multi-currency accounts across 13 currencies · Virtual cards · Invoices · Bills · Budgets · Claims · Analytics · Xero and QuickBooks integrations · 24/7 English support · per month |
The facts
Each one read from Aspire's own pages, with the date it was checked.
What it does
- Business accounts
- Aspire provides business accounts in USD, EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD and SEK at no cost on its US business-account page.checked 30 Sep 2026
- Cards
- Aspire provides instant virtual corporate cards with spend limits, currency restrictions and selected-merchant controls.checked 30 Sep 2026
- Customer profile
- Aspire says it serves more than 15,000 startups and small and medium-sized businesses across Southeast Asia.checked 30 Sep 2026
- Funds
- Aspire is not a bank and holds client funds in segregated accounts with tier-one banks including DBS Singapore, DBS Hong Kong and Column N.A., Member FDIC.checked 30 Sep 2026
- Integrations
- Aspire lists direct integrations with Xero, QuickBooks, FreshBooks, Sage 50, Wave, Stripe, PayPal, Square, Adyen, Amazon, Shopify, eBay, Walmart, Temu, Shopee, Apple Pay, Google Pay and Plaid.checked 30 Sep 2026
- Payments
- The business account supports payments to more than 98 major currencies and free real-time, ACH and wire transfers in the US offering.checked 30 Sep 2026
- Product
- Aspire is an all-in-one finance platform for modern businesses offering international payments, expense management, payable management and receivable management.checked 30 Sep 2026
- Security
- Aspire states that it is ISO 27001 certified, PCI DSS compliant where it handles card data, regularly penetration tested, and uses role-based access controls, MFA, audit logging and encryption in transit and at rest.checked 30 Sep 2026
- Software tools
- The Basic plan includes invoices, bills, budgets, claims and an AI-powered analytics dashboard.checked 30 Sep 2026
- Support
- The US pricing page offers 24/7 English support and Mandarin and Cantonese support during Hong Kong time business hours.checked 30 Sep 2026
- Xero limitation
- Xero integration is available only for Xero Business Edition accounts, and USD accounts held with DBS cannot currently be integrated with Xero.checked 30 Sep 2026
The company
- Founded
- 2018checked 28 Sep 2026
- Headquarters
- Singaporechecked 28 Sep 2026
Where it runs
- Mobile apps
- Aspire's mobile application is available in the Apple App Store and Google Play.checked 30 Sep 2026
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