Aspire

C tier on Corporate Card SoftwareScore 6.4 · #13 of 23

Android app: Yes
Free plan: No
Runs on: Android, api, iOS, Web

aspireapp.com

Summary

Aspire is a finance platform for businesses that combines international payments, expense management, payables, and receivables. Its business accounts support 13 listed currencies, while the US account offering includes payments to more than 98 major currencies and free real-time, ACH, and wire transfers. Businesses can issue instant virtual corporate cards with spend limits, currency restrictions, and selected-merchant controls. The Basic plan includes invoices, bills, budgets, claims, analytics, and Xero and QuickBooks integrations. Aspire also lists integrations with services including FreshBooks, Sage 50, Stripe, PayPal, Shopify, and Plaid. Xero integration is limited to Xero Business Edition accounts, and USD accounts held with DBS cannot currently connect to Xero. The mobile app is available on Android and iOS, alongside web and API access. Aspire says it is not a bank and holds client funds in segregated accounts with tier-one banks. A free plan is listed, with paid plans from 15 SGD/mo.

Who it is for

Aspire is for businesses seeking accounts, payments, expense tools, and virtual cards in one platform. It may also suit teams using its listed accounting, payment, or commerce integrations.

What is good

Business accounts list 13 supported currencies
Virtual cards include spend and merchant controls
Basic plan includes invoices, bills, budgets, and claims
Mobile app is available on Android and iOS

What to know first

Paid plans start at 15 SGD/mo
Xero requires a Business Edition account
DBS-held USD accounts cannot currently integrate with Xero
Aspire is not a bank

Verdict

Aspire combines business finance tools with account, card, and integration features across web and mobile. Check the Xero limitations and plan details against your business needs before choosing it.

Aspire plans and pricing

All plans

Basic Not published per month Business accounts · Multi-currency accounts across 13 currencies · Virtual cards · Invoices · Bills · Budgets · Claims · Analytics · Xero and QuickBooks integrations · 24/7 English support aspireapp.com · 30 Sept 2026

Compared on corporate card software

Free plan: Yesaspireapp.com
Physical cards: Yesaspireapp.com
Virtual cards: Yesaspireapp.com
Spend controls: Yesaspireapp.com
Approval workflows: Yesaspireapp.com
Receipt capture: Yesaspireapp.com
Supported currencies: 8 currenciesaspireapp.com

Facts

Product: Aspire is an all-in-one finance platform for modern businesses offering international payments, expense management, payable management and receivable management.aspireapp.com · 30 Sept 2026
Business accounts: Aspire provides business accounts in USD, EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD and SEK at no cost on its US business-account page.aspireapp.com · 30 Sept 2026
Payments: The business account supports payments to more than 98 major currencies and free real-time, ACH and wire transfers in the US offering.aspireapp.com · 30 Sept 2026
Cards: Aspire provides instant virtual corporate cards with spend limits, currency restrictions and selected-merchant controls.aspireapp.com · 30 Sept 2026
Software tools: The Basic plan includes invoices, bills, budgets, claims and an AI-powered analytics dashboard.aspireapp.com · 30 Sept 2026
Integrations: Aspire lists direct integrations with Xero, QuickBooks, FreshBooks, Sage 50, Wave, Stripe, PayPal, Square, Adyen, Amazon, Shopify, eBay, Walmart, Temu, Shopee, Apple Pay, Google Pay and Plaid.aspireapp.com · 30 Sept 2026
Xero limitation: Xero integration is available only for Xero Business Edition accounts, and USD accounts held with DBS cannot currently be integrated with Xero.help.aspireapp.com · 30 Sept 2026
Security: Aspire states that it is ISO 27001 certified, PCI DSS compliant where it handles card data, regularly penetration tested, and uses role-based access controls, MFA, audit logging and encryption in transit and at rest.help.aspireapp.com · 30 Sept 2026
Funds: Aspire is not a bank and holds client funds in segregated accounts with tier-one banks including DBS Singapore, DBS Hong Kong and Column N.A., Member FDIC.help.aspireapp.com · 30 Sept 2026
Support: The US pricing page offers 24/7 English support and Mandarin and Cantonese support during Hong Kong time business hours.aspireapp.com · 30 Sept 2026
Mobile apps: Aspire's mobile application is available in the Apple App Store and Google Play.help.aspireapp.com · 30 Sept 2026
Customer profile: Aspire says it serves more than 15,000 startups and small and medium-sized businesses across Southeast Asia.aspireapp.com · 30 Sept 2026