ARCA Monitor
ARCA Monitor is a cloud AML and compliance platform combining KYC, transaction monitoring, screening, case management, and regulatory reporting.
What ARCA Monitor is
ARCA Monitor is a cloud AML and compliance platform combining KYC, transaction monitoring, screening, case management, and regulatory reporting. It is described for banks, money services businesses, remittance providers, and fintechs. Monitoring accepts real-time or batch transactions, configurable rules, natural-language rule authoring, and machine-learning behavioral analytics. Screening checks sanctions, politically exposed persons, and adverse media against more than 15 global lists, with fuzzy and phonetic matching plus FATF jurisdiction risk scoring. KYC workflows include risk-based onboarding, identity verification, enhanced due diligence, and continuous monitoring. Noah is a compliance copilot with more than 20 specialized tools, cited answers, and streaming, supporting OpenAI, Anthropic, or local models. Filing tools cover FinCEN BSA SAR/CTR and goAML submission or deadlines. APIs, bulk files, REST APIs, and webhooks support ingestion. Security measures include tenant isolation, encrypted PII, GDPR rights, MFA, WebAuthn/FIDO2, and device trust. Enterprise pricing is tailored and billed monthly; paid plans include a free trial without a stated duration.
Good
- Real-time and batch transaction monitoring
- Screening across 15+ global lists
- KYC and continuous monitoring workflows
- Regulatory filing and deadline tracking
- Multiple security and audit controls
Watch out
- No free plan is listed
- Enterprise pricing requires a tailored quote
- Some documentation sections are marked coming soon
Who it suits
It suits regulated financial organizations that need monitoring, screening, KYC, investigations, and filings in one cloud platform. Technical teams can connect transaction data through APIs, webhooks, or bulk files.
Verdict
ARCA Monitor covers broad AML operations, from onboarding and screening through case work and regulatory filing. Organizations should confirm quota needs, pricing, and documentation completeness during the trial.
Plans and prices
From ARCA Monitor's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise | Priced on request | Contact sales for a quote · Plans are billed monthly today; Enterprise pricing is tailored to transaction volume, number of workspaces and compliance requirements. |
The facts
Each one read from ARCA Monitor's own pages, with the date it was checked.
What it does
- AI copilot
- Noah is a LangGraph-based compliance copilot with 20+ specialized tools, cited answers, WebSocket streaming and support for OpenAI, Anthropic or local models.checked 30 Sep 2026
- Auditability
- The maker says automated risk decisions are traceable and explainable, with audit trails and SHAP/LIME explainability.checked 30 Sep 2026
- Documentation status
- The documentation page lists API, ingestion, webhook and configuration guides, while marking several sections as “Content coming soon.”checked 30 Sep 2026
- Integrations
- The product supports API and bulk-file transaction ingestion; its fintech solution describes REST APIs and webhooks.checked 30 Sep 2026
- Intended users
- The product is described as built for banks, MSBs, remittance providers and fintechs.checked 30 Sep 2026
- KYC
- KYC workflows include risk-based onboarding, identity document verification, enhanced due diligence and continuous monitoring.checked 30 Sep 2026
- Pricing limits
- Each ingested payment or transfer counts once toward transaction quota; re-screening, alerts and generated reports do not consume additional quota.checked 30 Sep 2026
- Purpose
- ARCA Monitor combines KYC, transaction monitoring, screening, case management and regulatory reporting in one AML and compliance platform.checked 30 Sep 2026
- Regulatory filing
- The platform describes FinCEN BSA SAR/CTR and goAML filing, with submission or deadline tracking.checked 30 Sep 2026
- Screening
- Screening covers sanctions, PEP and adverse media against 15+ global lists, with fuzzy and phonetic matching and FATF jurisdiction risk scoring.checked 30 Sep 2026
- Security
- The platform describes schema-level tenant isolation, AES-256 column-level PII encryption, GDPR data-subject rights, JWT, TOTP MFA, WebAuthn/FIDO2 and device trust.checked 30 Sep 2026
- Transaction monitoring
- Its monitoring engine handles real-time and batch ingestion, configurable rules, natural-language rule authoring and ML behavioral analytics.checked 30 Sep 2026
Money
- Pricing and trial
- Plans apply per workspace, are billed monthly today, and paid plans include a free trial with no credit card required; the page does not state the trial duration.checked 30 Sep 2026
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