AllCloud Loan Management System
AllCloud Loan Management System manages the work that follows loan disbursement, including repayments, collections, accounting, and compliance.
What AllCloud Loan Management System is
AllCloud Loan Management System manages the work that follows loan disbursement, including repayments, collections, accounting, and compliance. It is designed for banks, NBFCs, MFIs, and digital lenders, and supports digital, assisted, and field-led lending operations. Lenders can service auto, business, MSME, personal, microfinance, gold, home, EV, and loan-against-property products from one system. Servicing tools cover EMI and interest calculations, repayment schedules, overdue and delinquency tracking, recovery workflows, prepayments, restructures, foreclosures, closures, and recalculations. The system also provides accounting and reconciliation, centralized loan and collateral documents, statements, certificates, and reporting. Borrower notices can be sent by SMS, WhatsApp, email, or app notification. Its API-first design supports connections to mobile apps, customer portals, and other interfaces. AllCloud describes it as multi-tenant SaaS, with dedicated deployment available. The vendor also describes RBI-aligned audit trails, transaction logs, compliance MIS, and regulatory reporting. Pricing is available on request.
Good
- Supports multiple consumer and business loan types.
- Includes repayment, overdue, and recovery workflows.
- Borrower alerts support four listed channels.
- Offers API access and dedicated deployment as an option.
- Vendor describes onboarding, training, and ongoing support.
Watch out
- Pricing is available only on request.
- Dedicated deployment is an option, not the default description.
Who it suits
It suits lenders that need to manage post-disbursement servicing across multiple loan products and lending channels. It may also suit organizations seeking API connections and either SaaS or dedicated deployment.
Verdict
AllCloud brings loan servicing, collections, accounting, documentation, and compliance functions into one system for institutional lenders. Prospective users will need to request pricing and confirm which deployment approach fits their needs.
The facts
Each one read from AllCloud Loan Management System's own pages, with the date it was checked.
What it does
- Audit and compliance
- The system maintains RBI-aligned audit trails, transaction logs, compliance MIS, and regulatory reporting, according to its FAQ.checked 7 Oct 2026
- Borrower communications
- The system supports borrower alerts through SMS, WhatsApp, email, and app notifications.checked 7 Oct 2026
- Collections and recovery
- The system supports delinquency tracking, automatic NPA tagging, penalty workflows, repossession triggers, and legal case tracking.checked 7 Oct 2026
- Compliance
- AllCloud says the system maintains RBI-aligned audit trails, transaction logs, and compliance MIS, with CIC and regulatory reporting support.checked 7 Oct 2026
- Deployment
- AllCloud describes its platform as a multi-tenant SaaS application and says dedicated deployment is available as an option.checked 7 Oct 2026
- Documents and reporting
- The system provides centralized loan and collateral document management, statements of account, certificates, and reporting tools.checked 7 Oct 2026
- Integrations
- The LMS uses an API-first architecture and can integrate with mobile apps, customer portals, and other interfaces.checked 7 Oct 2026
- Intended users
- The vendor describes the LMS as built for banks, NBFCs, MFIs, and digital lenders, including digital, assisted, and field-led lending operations.checked 7 Oct 2026
- Loan products
- It supports multiple loan products, including auto, business and MSME, personal, microfinance, and gold loans, on one platform.checked 7 Oct 2026
- Loan servicing
- It supports EMI and interest calculations, overdue tracking, collections and recovery workflows, accounting, and reconciliation.checked 7 Oct 2026
- Mobile access
- The product page describes mobility as central to modern lending and shows a mobile loan management app.checked 7 Oct 2026
- Purpose
- The loan management system handles post-disbursement repayments, collections, accounting, and compliance for banks, NBFCs, MFIs, and digital lenders.checked 7 Oct 2026
- Restructuring and closures
- Features include loan amendments, part-prepayments, foreclosures, loan closures, and recalculations.checked 7 Oct 2026
- Scalability
- AllCloud describes the LMS as cloud-native and says lenders can scale loan volumes, add branches or geographies, and launch products without system rework.checked 7 Oct 2026
- Security
- The product page displays SOC 2 Type 2, ISO 27001, AES-256 encryption, VAPT, and AWS badges.checked 7 Oct 2026
- Security claims
- The product page displays SOC 2, ISO 27001, AES-256 encryption, and vulnerability assessment and penetration testing badges.checked 7 Oct 2026
- Servicing features
- Features include EMI and interest calculations, repayment schedules, collections, overdue tracking, prepayments, foreclosures, restructures, and loan closures.checked 7 Oct 2026
- Support
- AllCloud says it provides structured onboarding, role-based training, and ongoing support for LMS users.checked 7 Oct 2026
The company
- Company
- The maker is AllCloud Enterprise Solutions Private Limited; its about page describes a global presence in more than six countries.checked 7 Oct 2026
- Headquarters
- Hyderabad, Indiachecked 28 Sep 2026
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