Airwallex Embedded Finance
Airwallex Embedded Finance provides APIs for businesses and platforms that want to incorporate payments and financial services into their offerings.
What Airwallex Embedded Finance is
Airwallex Embedded Finance provides APIs for businesses and platforms that want to incorporate payments and financial services into their offerings. Its listed products include Connected Accounts, Accounts, Payments, Transactional FX, Payouts, and Issuing. Airwallex says the APIs can accept payments in 180+ countries, transfer funds to 200+ countries, and issue local cards in 60+ countries. Integration can use prebuilt components and low-code options or customized API-based work, supported by developer libraries, documentation, APIs, and technical teams. The company says its global licenses and registrations support KYC, AML, and other embedded-finance compliance requirements. Listed use cases include Global Treasury, Banking as a Service, and Payments for Platforms. The offering is directed at growing businesses and tech-forward platforms or marketplaces. Airwallex says it meets PCI DSS, SOC1, and SOC2 standards alongside local regulatory requirements, and that customer funds are safeguarded under applicable local regulations. Pricing is custom and available on request; there is no free plan. Airwallex was founded in 2015 and is headquartered in Singapore.
Good
- Payment acceptance is listed across 180+ countries.
- Transfers are listed to 200+ countries.
- Offers prebuilt, low-code, and customized API integration options.
- KYC and AML support is described for embedded finance.
- Customer funds are safeguarded under local regulations.
Watch out
- There is no free plan.
- Pricing is available only on request.
- Customized API integrations may be needed for specific requirements.
Who it suits
It suits growing businesses and technology-focused platforms or marketplaces looking to embed financial services. Teams should be prepared for a custom-priced offering and API integration work.
Verdict
Airwallex Embedded Finance brings payments, accounts, FX, payouts, and issuing together for platforms building financial services into their products. Its custom pricing and integration approach make it a fit to assess against specific business requirements.
Plans and prices
From Airwallex Embedded Finance's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom pricing | Priced on request | Platform API and Embedded Finance use cases · custom pricing · Contact sales for Platform API and Embedded Finance pricing. |
The facts
Each one read from Airwallex Embedded Finance's own pages, with the date it was checked.
What it does
- API products
- The listed API products are Connected Accounts, Accounts, Payments, Transactional FX, Payouts, and Issuing.checked 2 Oct 2026
- Compliance support
- Airwallex says its unified layer of global licenses and registrations lets it handle KYC, AML, and other compliance requirements for embedded finance.checked 2 Oct 2026
- Developer resources
- The product page describes developer libraries, APIs, documentation, and technical teams supporting complex requirements.checked 2 Oct 2026
- Funds safeguarding
- Airwallex says customer funds are safeguarded in line with the local regulations where it operates.checked 2 Oct 2026
- Global reach
- The product page says its APIs can accept payments in 180+ countries, transfer funds to 200+ countries, and issue local cards in 60+ countries.checked 2 Oct 2026
- Integration options
- Airwallex offers prebuilt components and low-code options as well as customized API-based integrations.checked 2 Oct 2026
- Integrations
- The integrations directory lists Shopify, WooCommerce, and Xero among supported software integrations.checked 2 Oct 2026
- Intended customers
- Airwallex presents the offering for growing businesses and tech-forward platforms or marketplaces that want to embed financial services.checked 2 Oct 2026
- Product purpose
- Airwallex says its APIs help businesses streamline global payments and financial operations, embed and monetize financial services, and scale.checked 2 Oct 2026
- Security standards
- Airwallex says it meets PCI DSS, SOC1, and SOC2 standards, alongside local regulatory requirements.checked 2 Oct 2026
- Use cases
- The listed embedded finance use cases are Global Treasury, Banking as a Service, and Payments for Platforms.checked 2 Oct 2026
The company
- Company origin
- Airwallex says it was born in 2015 after its founders encountered cross-border finance problems while running a coffee shop in Melbourne.checked 2 Oct 2026
- Founded
- 2015checked 23 Sep 2026
- Headquarters
- Singaporechecked 23 Sep 2026
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