OpenACH is an open-source, web-based platform for originating and processing ACH payments.
Alternatives to ACHPAY.AI
Rotessa is online software for scheduling one-time or recurring payments directly from customers’ bank accounts.
Paymentus is an enterprise billing and payment platform for service providers and financial institutions.
- 4

Authorize.net
AndroidiOSWebAPI6.7$25 usage-based - 5
ACH Payments
ACH Payments provides ACH and credit or debit card processing for businesses and software providers through web tools and API access.
WebAPI6.6 - 6

Plaid
Plaid helps people connect financial accounts to apps and services they choose, then manage those connections.
AndroidiOSWebAPI6.6 - 7
First ACH API
First ACH API connects a business’s own interface to the First ACH payment gateway, allowing payment processing through an existing sales process.
WebAPI6.3 - 8

PayJunction ACH Payment Processing
PayJunction ACH Payment Processing stores and processes bank-to-bank ACH transfers, including recurring payments.
iOSWebAPIExtension6.2From $0.75 a month - 9

Increase ACH
Increase ACH lets technology companies originate ACH credits and debits, track returns, and store frequently used payment details through web and API access.
WebAPI6.1 - 10

Nickel
Nickel is web-based software for businesses that want to collect or manage payments through ACH and payment pages.
Free planWeb6.1From $35 a month - 11

Stripe ACH Direct Debit
Stripe ACH Direct Debit lets businesses accept reusable payments from customers’ US bank accounts.
WebAPI6.1$0.80 one-time - 12
Profituity
Profituity provides ACH payment processing, compliance, and audit-readiness services through a platform for merchants, ISVs and merchant service…
WebAPI6.0From $10 a month - 13

ACHQ
ACHQ processes ACH and eCheck payments for merchants, payment platforms, ISVs, and partners serving merchants.
WebAPI5.9From $39 a month - 14
Checkbook.io ACH API
Checkbook.io ACH API is a paid service for businesses sending disbursements to recipients’ bank accounts.
WebAPI5.9From $2,000 a month - 15
GoCardless Bank Account Data
GoCardless Bank Account Data is a paid API that connects to bank accounts through bank PSD2 APIs and returns account information in JSON.
Free planWebAPI5.9Free plan - 16
ACH Processing Company
ACH Processing Company provides ACH and credit card payment processing through a cloud-based platform, web portal and services API.
WebAPI5.8 - 17
Stryd
Stryd is Paygen’s Pay By Bank product for accepting ACH e-check payments from customers’ bank accounts.
WebAPI5.8$2 usage-based - 18
5.5 - 19

GoACH
GoACH is a web and API ACH processor for high-risk businesses, including merchant cash advance, credit repair, debt settlement, and collections.
WebAPI5.3 - 205.2
