AccessPay

What AccessPay is

AccessPay connects business finance and back-office systems to banks to automate payments, collections, and bank statement retrieval. It supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections, and says it connects finance applications with more than 11,000 banks worldwide. Connections include SWIFT, Host-to-Host, EBICS, sFTP, and API, with integrations for ERP, payroll, and other back-office systems. Its file transformation engine handles common formats such as CSV, Standard18, and PAIN, as well as less common ones. Fraud and error controls include payment screening, beneficiary and sanctions screening, and Confirmation of Payee capabilities. Security features listed include masked and encrypted transaction data, MFA or SSO, user access controls, segregation of duties, and audit trails. The platform does not cap transaction count or value, though payment schemes may set value limits. Pricing is on request and based on estimated annual transaction volumes, users, and required configurations and workflows. Initial setup has a one-time professional services fee of 25%; bank fees are separate.