1099FIRE
1099FIRE provides ACA software and managed IRS e-filing for ACA forms and information returns.
What 1099FIRE is
1099FIRE provides ACA software and managed IRS e-filing for ACA forms and information returns. Its ACA software imports employee and coverage data from Excel, creates recipient PDFs and print-ready forms, and supports e-filing Forms 1095-B and 1095-C. For managed IRIS filing, customers provide Excel or CSV data; 1099FIRE prepares and validates XML, formats returns for IRS requirements, supplies review PDFs, and transmits the filings. The IRIS A2A service handles return types including 1097-BTC, 1098, 1099, 3921, 3922, 5498, W-2G, 8027, and 8955-SSA. The company says customers using managed IRIS filing do not need a TCC, ID.me account, IRIS setup, or API development. It supports multiple payers, EINs, divisions, and related entities. Bulk TIN matching accepts up to 10,000 name/TIN pairs in one file and returns a pass/fail report by email. ACA 1095 outsourcing is $1,299, paid once for the first employer EIN, with additional costs and mailing charges. 1099 outsourcing requires a custom quote. There is no free plan; the service is available on web and Windows.
Good
- Handles ACA forms and multiple information return types.
- Imports ACA employee and coverage data from Excel.
- Bulk TIN matching accepts up to 10,000 pairs per file.
- Supports multiple payers, EINs, divisions, and related entities.
- Offers federal and state e-filing and correction filing.
Watch out
- No free plan is available.
- ACA software costs $599, paid once.
- ACA 1095 outsourcing costs $1,299, paid once for the first EIN.
- 1099 outsourcing requires a custom quote.
Who it suits
It suits organizations filing ACA or information returns, including accountants, payroll providers, software companies, and corporate filers. It may also suit teams needing bulk TIN matching or managed IRIS filing without setting up the listed IRS tools themselves.
Verdict
1099FIRE combines ACA preparation, managed IRIS filing, and TIN matching, with support for organizations handling multiple entities. Consider the listed one-time charges and custom-quote outsourcing before choosing it.
Plans and prices
From 1099FIRE's own pricing page, checked 3 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| TIN Match Package — 100 credits | $49.95, paid once | 100 credits · 1 credit per recipient |
| TIN Match Package — 250 credits | $99.95, paid once | 250 credits · 1 credit per recipient |
| TIN Match Package — 1,000 credits | $249.95, paid once | 1,000 credits · 1 credit per recipient |
| TIN Match Package — 2,500 credits | $499.50, paid once | 2,500 credits · 1 credit per recipient |
| ACA 1094/1095 Software | $599, paid once | Starting price · Forms 1095-B and 1095-C · Excel import · IRS XML creation · AIR UI Channel filing for originals or corrections |
| TIN Match Package — 5,000 credits | $749.95, paid once | 5,000 credits · 1 credit per recipient |
| ACA 1095 outsourcing | $1,299, paid once | Base cost for first employer EIN · $699 for each additional employer EIN · Mailing costs $0.82–$1.24 per form plus postage |
| TIN Match Package — 5,000+ credits | Priced on request | 5,000+ credits · Individual quote |
| 1099 and information return outsourcing | Priced on request | Custom quote based on filing type, payer EINs, and recipient count · Mailing costs $0.82–$1.24 plus postage |
The facts
Each one read from 1099FIRE's own pages, with the date it was checked.
What it does
- 1099 outsourcing limit
- 1099 outsourcing requires a custom quote based on filing type, payer EIN count, and recipient count.checked 3 Oct 2026
- ACA software
- The ACA software imports employee and coverage data from Excel, generates recipient PDFs and print-ready forms, and supports electronic filing of Forms 1095-B and 1095-C.checked 3 Oct 2026
- Bulk TIN matching
- Its bulk TIN matching page accepts up to 10,000 name/TIN pairs in one file and returns a pass/fail report by email.checked 3 Oct 2026
- IRIS return types
- Its IRIS A2A filing service covers forms including 1097-BTC, 1098, 1099, 3921, 3922, 5498, W-2G, 8027, and 8955-SSA.checked 3 Oct 2026
- Managed filing process
- For IRIS filing, customers send Excel or CSV data and 1099FIRE handles XML generation and validation, IRS-compliant formatting, review PDFs, and IRS transmission.checked 3 Oct 2026
- Multiple entities
- 1099FIRE says it supports filings for multiple payers, EINs, divisions, or related entities, including for accountants, payroll providers, software companies, and corporate filers.checked 3 Oct 2026
- No IRS setup
- The company says customers do not need a TCC, ID.me account, IRIS setup, or API development for its managed IRIS filing service.checked 3 Oct 2026
- Product and services
- 1099FIRE provides ACA software and managed IRS e-filing services for ACA forms and information returns.checked 3 Oct 2026
- Security
- The company describes its service as SOC 2 compliant and says it uses secure uploads, encrypted data handling, and controlled access.checked 3 Oct 2026
- Service processing time
- 1099FIRE says most filings are processed within one business day after data is received, reviewed, and approved, depending on volume, form type, data quality, and IRS availability.checked 3 Oct 2026
- Support
- The company lists U.S.-based support by phone at (480) 706-6474 and email at [email protected].checked 3 Oct 2026
- TIN match formats
- TIN matching accepts Excel or text files with TYPE, TIN, and NAME columns separated by semicolons; TINs must contain exactly nine digits.checked 3 Oct 2026
The company
- Company identity and location
- 1099FIRE identifies itself as a division of National Software, Inc., based in Phoenix, Arizona.checked 3 Oct 2026
The full review of 1099FIRE
1099FIRE is a web and Windows service for employers, accountants, payroll providers, software companies, and corporate filers managing ACA forms, information returns, and taxpayer-ID checks. It is best suited to organizations filing for several payers or entities that want managed IRIS transmission instead of building their own IRS setup. The main decision is whether its one-time packages and custom-priced outsourcing fit your filing volume and workflow.
Overview
1099FIRE combines ACA preparation software with managed IRS e-filing for ACA and information returns. Its managed process is aimed at reducing the operational burden of IRIS filing: you provide Excel or CSV data, and the service generates and validates XML, formats it for IRS requirements, produces review PDFs, and transmits approved returns. Most filings are processed within one business day after data is received, reviewed, and approved, although volume, form type, data quality, and IRS availability affect timing.
The service also handles multiple payers, EINs, divisions, and related entities. That makes it more relevant to professional filers than to a single small employer with a short annual return list. Security is described as SOC 2 compliant, with secure uploads, encrypted data handling, and controlled access; U.S.-based phone and email support are provided.
Key features
ACA preparation and filing
The ACA software imports employee and coverage information from Excel, creates recipient PDFs and print-ready forms, and supports electronic filing of Forms 1095-B and 1095-C. It creates IRS XML and supports AIR UI Channel filing for original and corrected returns. This is a focused tool for ACA obligations, not a claim of one broad self-service workspace for every information-return task.
Managed IRIS returns
IRIS A2A filing covers 1097-BTC, 1098, 1099, 3921, 3922, 5498, W-2G, 8027, and 8955-SSA. Because 1099FIRE handles XML generation, validation, review documents, and transmission, customers do not need a TCC, ID.me account, IRIS setup, or API development for this managed service. That is a substantial advantage for organizations that do not want to maintain IRS credentials and technical integrations.
TIN matching
Bulk TIN matching accepts up to 10,000 name/TIN pairs in one file and returns a pass/fail report by email. Input must be an Excel or text file with TYPE, TIN, and NAME columns separated by semicolons, and each TIN must contain exactly nine digits. The defined format and email report suit batch administration, while the one-credit-per-recipient model makes larger lists worth pricing carefully.
Pricing
All stated packages are one-time charges; there is no free plan.
| Plan | Price and terms | Best fit |
|---|---|---|
| TIN Match Package — 100 credits | $49.95, paid once; 100 credits, one credit per recipient | Small batches |
| TIN Match Package — 250 credits | $99.95, paid once; 250 credits | Growing recipient lists |
| TIN Match Package — 1,000 credits | $249.95, paid once; 1,000 credits | Regular mid-size batches |
| TIN Match Package — 2,500 credits | $499.50, paid once; 2,500 credits | Larger filing operations |
| TIN Match Package — 5,000 credits | $749.95, paid once; 5,000 credits | High-volume matching |
| TIN Match Package — 5,000+ credits | Individual quote | Volumes above 5,000 |
| ACA 1094/1095 Software | $599, paid once, starting price; Forms 1095-B and 1095-C, Excel import, XML creation, AIR UI Channel filing | Employers filing ACA forms themselves |
| ACA 1095 outsourcing | $1,299, paid once for the first employer EIN; 699 USD for each additional EIN; mailing 0.82–$1.24 per form plus postage | Organizations outsourcing ACA production and delivery |
| 1099 and information return outsourcing | Custom pricing based on filing type, payer EIN count, and recipient count; mailing 0.82–1.24 USD plus postage | Filers needing an end-to-end managed service |
The lower TIN packages reduce upfront spend but cap recipients, while the ACA software price covers preparation and electronic filing rather than outsourced handling. Outsourcing is more convenient for complex operations, but the custom quote makes direct cost comparison harder.
Platforms
1099FIRE runs on the web and Windows. It supports CSV imports, Excel-based ACA workflows, federal and state e-filing, correction filing, and mailed recipient delivery.
Who it's for
Choose it if you are an employer with ACA filings, an accountant or payroll provider serving multiple EINs, or a corporate filer that wants managed IRIS transmission without obtaining a TCC or developing an API. It is also a practical match for teams needing batch TIN checks up to 10,000 pairs. A small filer seeking a free portal or pay-per-form entry point should look elsewhere.
Pros and cons
Pros
- Managed IRIS filing removes TCC, ID.me, setup, and API-development requirements.
- Multiple-entity support fits accountants, payroll providers, and corporate groups.
- ACA software includes Excel import, XML creation, original filing, and corrections for Forms 1095-B and 1095-C.
- TIN matching handles up to 10,000 pairs per file, with clear input requirements and a pass/fail report.
- Federal and state e-filing, mailed delivery, and U.S.-based support cover key operational needs.
Cons
- There is no free plan, and every listed package is paid upfront.
- 1099 outsourcing and volumes above 5,000 TIN credits require individual quotes.
- ACA software is specialized to Forms 1095-B and 1095-C rather than presented as a complete information-return suite.
- Mailing adds per-form charges and postage to outsourced ACA and 1099 work.
Alternatives
Browse Tax Information Reporting Software for more options. Choose Tax1099 instead if you want a freemium service with a free Essential plan and API or web access. Yearli is a better fit for W-2 and 1099 filing with a free-to-start Core plan, quarterly filing, and per-form TIN matching. Pick efile4Biz for a free, web-based Basic tier with pay-per-form filing and one-user access. IRS IRIS Taxpayer Portal is the no-cost choice for up to 100 returns at a time when you already have an IRIS TCC and can handle manual entry or CSV upload. TaxBandits suits users wanting Android, iOS, web, API, or extension access and a free plan. BoomTax is worth considering for a 349.00 USD one-time ACA plan covering unlimited companies and up to 145 employees. E-File Magic is an alternative web and Windows paid service with a free trial. eFileMyForms fits users seeking per-order 1099 print-and-mail pricing.
Verdict
1099FIRE is a strong choice for multi-entity employers and professional filers that value managed IRIS compliance, ACA-specific software, and batch TIN matching in one service. Its decisive advantage is removing IRS setup and transmission work; its main reason to look elsewhere is the lack of a free tier and the uncertainty of custom-priced outsourcing.
