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Wise vs Ziina

Wise logo

Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
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Ziina

7.4#32 in money transfer appsFrom 100 AED a month
Free planAndroidiOSAPI
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What both publish

FactWiseZiina
Exchange-rate modelmid_marketvariable
Free planYesYes
IntegrationsWise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services.Ziina’s developer documentation names Shopify and WooCommerce integrations, custom REST API checkout, and OAuth 2.0 wallet functionality.
Mobile platformsThe Wise app is available for iOS through the Apple App Store and for Android through Google Play.both
Payment methodsThe app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer.Businesses can accept payments through payment links, QR payments, Tap to Pay, a payment gateway, and an API.
Recipient methodsbankwallet
SupportWise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages.Ziina’s help center offers searchable support content covering business and personal accounts, cards, Violet membership, integrations, and customer support.
Transfer speedOn many popular routes, transfers can arrive within one day, the same day, or instantly.instant
Transfer trackingThe app shows the list and current status of transfers users have set up.Yes
Upfront fee displayYesYes

Wise plans

  • Wise personal account and transfersFree

Ziina plans

  • Ziina LiteFree
  • Ziina Violet100 AED a month

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Pick Ziina if…

You want what its maker publishes above — check its page for the details.

Charts they share