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Weixin Pay vs Wise

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Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
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What both publish

FactWeixin PayWise
Founded20132011
Free planYesYes
Mobile platformsbothThe Wise app is available for iOS through the Apple App Store and for Android through Google Play.
Payment methodsMerchant guidance lists payment by payment code, JSAPI, Mini Program, Native, and in-app payment for different business settings.The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer.
SecurityThe API documentation describes API certificates for signing and verifying requests, API v3 keys for decrypting sensitive callback data, and platform certificates or public keys for response verification and sensitive-data encryption.Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions.
SupportThe merchant platform lists customer service number 95017-2, available daily from 09:00 to 21:30.Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages.
Transfer speedinstantOn many popular routes, transfers can arrive within one day, the same day, or instantly.

Weixin Pay plans

No prices published.

Wise plans

  • Wise personal account and transfersFree

Pick Weixin Pay if…

You want what its maker publishes above — check its page for the details.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Charts they share