Toss
6.4#71 in money transfer appsAndroidiOS
VisitToss vs Wise
What both publish
| Fact | Toss | Wise |
|---|---|---|
| Free plan | Yes | Yes |
| Headquarters | The company page lists an address at 142 Teheran-ro, Gangnam-gu, Seoul, South Korea. | London, United Kingdom |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Recipient methods | bank | bank |
| Scheduled transfers | Yes | Yes |
| Security | Toss's certificate page lists PCI-DSS, ISO 27001, ISMS-P and ISO 27701 certifications. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | The company site links to FAQs, complaint submission and 24-hour customer service. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer speed | instant | On many popular routes, transfers can arrive within one day, the same day, or instantly. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
Toss plans
No prices published.
Wise plans
- Wise personal account and transfersFree
Pick Toss if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.