Smile API
6.5#4 in employment verification softwareFree planFree planWebAPI
VisitSmile API vs Truv
What both publish
| Fact | Smile API | Truv |
|---|---|---|
| Data sources | It consolidates information from government, HR and payroll systems, gig economy platforms, and uploaded documents. | Truv says it connects to over 12,800 payroll providers, employers, and gig platforms and covers about 96% of the U.S. workforce. |
| Developer access | New accounts can test immediately in Sandbox with mock data; production access requires contacting Smile and is subject to approval. | Truv provides API documentation and a customizable Bridge UI widget for account connection and data sharing. |
| Integrations | The maker describes integration through a unified API, plug-and-play APIs, and a developer SDK; Smile Wink can also be embedded as a widget or sent by email. | The platform lists LOS integrations including Encompass, Byte, Bluesage, Vesta, and Empower, and POS integrations including nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee. |
| Security | Smile says credentials are sent to data sources over TLS and data is encrypted using RSA 4096 with SHA-256 signing. | Truv says it is SOC 2 Type II certified and encrypts sensitive data, with MFA for critical systems and regular audits. |
| Support | Smile invites organizations to contact it for help understanding the API, implementation, and going live. | The pricing page lists help center and developer documentation, email and ticket support, and plan-dependent account management and support SLAs. |
Smile API plans
- SandboxFree
Truv plans
- EnterprisePriced on request
- LaunchPriced on request
- ProfessionalPriced on request
Pick Smile API if…
Smile API suits banks, fintechs, lenders, recruitment agencies, HR teams, and other service providers that need identity, employment, or income data in their services. Developers can try the sandbox with mock data before seeking approved production access.
Pick Truv if…
Truv is aimed at financial institutions and developers building consumer-permissioned data and verification workflows. Consumers can review and authorize data sharing through a browser without downloading an app or creating an account.