Truv

What Truv is

Truv gives financial institutions access to consumer-permissioned financial data for decisions involving income, employment, assets, education, volunteer activity, and transactions. Its platform offers income and employment, asset, direct deposit switching, and insurance verification, as well as Truv Bridge. Truv says it connects to over 12,800 payroll providers, employers, and gig platforms and covers about 96% of the U.S. workforce. Developers can use API documentation and a customizable Bridge UI widget for account connection and data sharing. Listed integrations include loan origination systems such as Encompass, Byte, Bluesage, Vesta, and Empower, and point-of-sale systems such as nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee. Consumers review and authorize what is shared, and banking connections are read-only. Truv says it encrypts sensitive data, uses MFA for critical systems, and conducts regular audits. It lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, plus 99.95% uptime. Consumers can use a modern browser on desktop, mobile, or tablet without an app download or account creation; Truv says it does not charge consumers. Business pricing is on request.