Smile API
6.5#4 in employment verification softwareFree planFree planWebAPI
VisitSmile API vs Truework
What both publish
| Fact | Smile API | Truework |
|---|---|---|
| Integrations | The maker describes integration through a unified API, plug-and-play APIs, and a developer SDK; Smile Wink can also be embedded as a widget or sent by email. | It offers LOS connections including Encompass and Empower, POS integrations including Blend and nCino, and a REST API. |
| Purpose | Smile API provides real-time, user-authorized access to identity, employment, and income data through one API. | Truework automates income and employment verification for mortgage lenders using payroll, tax, bank, and employer data sources. |
| Security | Smile says credentials are sent to data sources over TLS and data is encrypted using RSA 4096 with SHA-256 signing. | Truework’s trust center lists SOC 2 Type II, ISO 27001, NIST CSF, and FCRA badges. |
| Support | Smile invites organizations to contact it for help understanding the API, implementation, and going live. | Truework lists support at [email protected] and 1-833-878-3967, and says its account dashboard connects users to live chat support. |
Smile API plans
- SandboxFree
Truework plans
- VOE reverification$19.95, paid once
- Standard VOE$59.95, paid once
- Standard VOI$64.95, paid once
Pick Smile API if…
Smile API suits banks, fintechs, lenders, recruitment agencies, HR teams, and other service providers that need identity, employment, or income data in their services. Developers can try the sandbox with mock data before seeking approved production access.
Pick Truework if…
Truework is aimed at mortgage lenders and verification teams handling employment or income checks. It may fit teams that want a web-based workflow, integrations, or API access.