Truework

What Truework is

Truework automates income and employment verification for mortgage lenders using payroll, tax, bank, and employer data. It completes checks through its Instant Network, Credentials, and Smart Outreach methods, and routes requests toward the methods it expects to complete quickly based on the customer’s plan and configuration. Truework says it can verify over 97% of U.S. workers and describes its reports as unified and GSE-ready.

Teams can use the web app without connecting another system, or integrate through a REST API. LOS connections include Encompass and Empower; POS integrations include Blend and nCino. Truework says verification data is handled under the FCRA and that requests require evidence of consumer consent. Its stated safeguards include encryption at rest and in transit, TLS 1.2 or greater, and tokenization. Listed per-check prices include $19.95, paid once for VOE reverification, $59.95, paid once for Standard VOE, and $64.95, paid once for Standard VOI. Verifiers are charged for completed requests; volume discounts are available through Sales.