Settle Up vs YNAB
| Settle Up | YNAB | |
|---|---|---|
| Free plan | Yes | No |
| Free trial | No | Yes |
| Paid from | — | $9.08/mo |
| Open source | No | No |
| Platforms | Android, iOS, Web, Windows | Android, api, iOS, Web |
| Free plan | Yes | No |
| Paid from | — | $9.08/mo |
| Budgeting tools | — | Yes |
| Bill tracking | — | Yes |
| Net-worth tracking | — | Yes |
| Account sync | — | both |
| Report export | — | Yes |
| Mobile apps | — | both |
Both are listed in Best Personal Finance Software. On Everything Xiaomi, YNAB scores higher on our published basis.