EVERYTHING XIAOMI
Get listed
Side by side

Send App vs Wise

Send App

8.5#1 in money transfer apps$5 one-time
Free planAndroidiOSWebAPI
Visit
Wise logo

Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
Visit

What both publish

FactSend AppWise
Exchange-rate modelvariablemid_market
Exchange ratesThe currency converter uses a daily rate based on prevailing market rates.Wise says it uses the mid-market exchange rate and shows fees upfront.
Founded20162011
HeadquartersSan Francisco, California, United StatesLondon, United Kingdom
Identity verificationBefore transacting, users must submit government ID, complete a liveness check and provide personal, tax and politically-exposed-person information.Photo ID may be required for some currencies or large transfers.
Mobile platformsbothThe Wise app is available for iOS through the Apple App Store and for Android through Google Play.
Payment methodsSend App accepts debit cards, credit cards, bank transfers, Apple Pay and Google Pay on the web.The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer.
PurposeSend App provides international money transfers to local bank accounts, Mobile Money wallets, and cash-pickup locations.The Wise app lets people send money, receive payments from abroad, check exchange rates, pay bills, and send money to loved ones.

Send App plans

  • Send App international money transfersFree
  • Send App Travel Card$5, paid once
  • Europe, United States or United Kingdom transfer—
  • Nigeria domestic NGN transfer—
  • Nigeria outbound transfers—

Wise plans

  • Wise personal account and transfersFree

Pick Send App if…

Send App may suit people who need to send money internationally to bank accounts, Mobile Money wallets, or cash pickup. It also offers a Naira Travel Card for eligible users in Lagos or Abuja.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Charts they share