Send App
8.5#1 in money transfer apps$5 one-timeFree planAndroidiOSWebAPI
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| Fact | Send App | Wise |
|---|---|---|
| Exchange-rate model | variable | mid_market |
| Exchange rates | The currency converter uses a daily rate based on prevailing market rates. | Wise says it uses the mid-market exchange rate and shows fees upfront. |
| Founded | 2016 | 2011 |
| Headquarters | San Francisco, California, United States | London, United Kingdom |
| Identity verification | Before transacting, users must submit government ID, complete a liveness check and provide personal, tax and politically-exposed-person information. | Photo ID may be required for some currencies or large transfers. |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Payment methods | Send App accepts debit cards, credit cards, bank transfers, Apple Pay and Google Pay on the web. | The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer. |
| Purpose | Send App provides international money transfers to local bank accounts, Mobile Money wallets, and cash-pickup locations. | The Wise app lets people send money, receive payments from abroad, check exchange rates, pay bills, and send money to loved ones. |
Send App may suit people who need to send money internationally to bank accounts, Mobile Money wallets, or cash pickup. It also offers a Naira Travel Card for eligible users in Lagos or Abuja.
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.